Ten Budgeting Tips for December
December in Nigeria is the month when everyone goes on a spending frenzy. There is Christmas shopping, New Year spending, or people just looking to dirty their December and party like there’s no January. Whatever the reason may be, December is the month when some of the most financially savvy amongst us throw our financial […]
IDPD2023: A Sterling Celebration
Victor’s Story: “Sterling Bank, a prominent financial institution in Nigeria, prioritizes its workforce and fosters an environment where every individual, known as ‘Sterling humans,’ can live their best life, and do their best work. To this effect, Sterling commemorated the International Day of Persons with Disabilities, underscoring its steadfast commitment to inclusivity. The observance of […]
Navigating Nigeria’s Loan Culture: A Journey Through Credit and Its Influence
In the diverse landscape of Nigeria, a distinctive loan culture shapes the financial decisions and aspirations of its people. Recently, a friend confided in me about his enthusiasm for buying expensive items on credit, citing the curious mix of emotions he experiences when faced with the prospect of spending a huge amount of money to […]
How To Spot a Financial Scam in Five Easy Steps
Financial scam is a widespread issue in Nigeria. From the regular ATM maintenance calls to the breath-taking job offers you get but need a little token to activate. Whatever the process may be, the end goal remains the same: they are designed to steal your money. Fellow Nigerians, it is important to be aware of […]
THE CIRCULAR ECONOMY: THE KEY TO SUSTAINABLE DEVELOPMENT?
INTRODUCTION In our current economy, most organisations have adopted a linear process of material usage. We collect finite resources from the earth, make products from them, and eventually discard the waste products produced. Here in Nigeria, we see the consequences daily; waste produced is thrown into the streets, causing drainage blockages and devastating flooding during […]
Environmental Social and Governance (ESG) Risks in Oil and Gas Operations
Executive Summary Nigeria is one of the largest and oldest oil producers in Africa. The Oil and Gas sector is one of the most important sectors in the country’s economy, accounting for more than 90% of the country’s exports and 80% of the Federal Government’s revenue (Base Year: 2021). This newsletter focuses on the prominent […]
Agricultural Practices and Environmental & Social Impact
Executive Summary The agricultural sector has a key function to ensure global food security. Intensive agricultural production allows a steady increase in global harvests and provides as well as increases the security of the supply. Agriculture in Nigeria is made up of four categories, such as Crop production, Livestock, Forestry, and Fishing. However, this newsletter is […]
Environmental, Social and Governance (ESG) In Manufacturing
Executive Summary Manufacturing refers to the fabrication or assembly of components into finished products on a fairly large scale, relative to any industry that makes products from raw materials by the use of manual labor or machinery that is usually carried out systematically with a division of labor. ESG and sustainability initiatives have reached a […]
Nigeria @63: Ten Dishes That Unites Us
How Far, Naija food fans? Today, we’re taking a delicious dip into the heart and soul of Nigeria. From the bustling streets of Lagos to the serene villages of Borno, one thing unites us all: our love for food. Let’s explore some iconic dishes that transcend borders, bringing us closer together as one vibrant nation. […]
COLLECTION OF DREAMS
In the lively and bustling city of Lagos, there lived a man named Dami in the slums of Ajegunle. He had a passion for fabrics, and he could spot a fake from a mile away. Dami was known as “Dami the Dreamer” among his friends because he always dreamed of making it big and showing […]
Strategies for Managing Your Debt
Managing your debt can be tough, but it’s something many people face when they’re going through financial difficulties. The good news is that with the right strategies, you can take charge of your debt and ease your financial burden. Let’s check out some practical strategies to manage your debt effectively. Understanding Your Debt […]
3 Things to do With a Specta Basic Loan
Let’s talk about Specta Basic Loan and all the amazing things you can do with it. You know, when we need some financial assistance, loans often come to the rescue. And Specta Basic is a loan option that’s perfect for us salaried workers. So, let’s check out a few cool things you can do with […]
The Loan Application Process – What You Should Know
Getting a loan is common nowadays, with people using loans for all sorts of things like education, buying a home, or starting a business. But let me tell you, the loan application process can be a real headache. Don’t worry though, in this article, the process will be broken down for you into simple steps. […]
Two Loan Repayment Strategies You Should Adopt
Taking out a loan can be an effective way to finance major purchases or investments, such as a home or a business venture. However, loan repayment can be a daunting task that requires careful planning and discipline. Fortunately, there are several strategies that you can use to pay off your loans more quickly and efficiently, […]
The Gist of It – I was served breakfast for dinner.
We got on well via chat. I met Ayo on a Dating App and I was so sure I had met the one. How is he still single? I was super excited when he requested that we meet at a popular restaurant. We agreed to meet on a Sunday because I wanted to avoid the […]
The A-Z of Personal Finance
Do you find financial jargon confusing? Phew! You’re definitely not alone. The world of finance is filled with complex terminologies that can be difficult to understand. But fear not, we’re here to help! Leave us to flex our super power by explaining key financial terms in simple ways. It’s our way of showing off so […]
6 Different People You Can’t Miss At Polling Units
The most anticipated 2023 Election is here with hundreds of polling units available for Nigerians to cast their vote. The streets of Twitter are hot with controversial opinion polls, heated debates, dirty politics, and unending gbas gbos. Let’s meet the different fun personalities.
A Sunlit Future
In a country with a poor history of preparing for the future and even less regard for sustainable energy generation, there’s a change manifesting. Right by the bays of Lagos Marina, standing 18 floors tall and adorned with the trendiest of energy-creating technologies, the fabled Sterling Towers has gone completely off-grid and will now be […]
Those Invisible Termites.
I’m sure we all heard the news about the “Termites Invasion” on our nation’s N17bn expenditure receipts (sigh). Old gist but lasting impact. I know we all have opinions about it but for today, my landing question would be- What do you do so the same thing doesn’t happen to you? That chunk of money […]
4 ways to WFH and stay productive: Rants With Kiki – Ep 3
It’s 2023. Things have changed. From electric cars to spy drones, medical robots, rumors of AI about to take over people’s jobs (😑) and the best one yet- working from home! The Covid-19 Pandemic did that one good thing. We get to lounge in our homes and work without the frustration of Lagos traffic, […]
