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Stolen Phone? 4 Steps to Protect Yourself from Fraud

stolen phone

Losing your phone can be a nightmare in today’s world where our lives are so deeply intertwined with these devices. More than just an inconvenience, a stolen phone puts you at risk of identity theft and financial fraud. If you’re a victim, don’t panic – take these 4 crucial steps immediately to safeguard your data […]

4 Ways to Invest “Small Small” in These Trying Times

invest - a lady holding naira notes in front of her face

Dear Nigerians! With the dollar going up and down like a child throwing tantrums leading to the price of everything going up with no plans to come down, I’m sure you’re thinking “If only I had more money to spend”! Well, with the economic situation in the country, we cannot control what happens to the […]

Making Sense of Savings and Current Accounts


In the Nigerian banking space, the lines between savings and current accounts seem to blur as Nigerians adapt their financial strategies; choosing to use the functions of one account type in the place of the other to suit their hustle. Let’s take a look at the features of Savings and Current Accounts and make sense […]

The Human Side of Leadership: Empathy as a Catalyst for Success

clipart of a man helping another man up the stairs

In today’s fast-paced and highly competitive business environment, the traditional leadership approaches that prioritize results over people are no longer enough. Successful organizations are recognizing the power of empathy as a driving force for innovation, collaboration, and sustainable growth. Redefining Leadership Priorities At the forefront of this paradigm shift is Chike Onyia, a renowned expert […]

5 Weird Valentine Traditions You Haven’t Heard About

weird valentine

Valentine is here, where is ya boyfriend?   Hey there, lovebirds and butterflies! With today being Valentine’s Day, it’s time to consume some Valentine’s content. For this one, we look at five of the weirdest Valentine’s traditions you haven’t heard about. Sure, chocolates and flowers are sweet, but have you heard about the downright bizarre […]

Interest Rates for Beginners: All You Need to Know

interest rates for beginners

The concept of interest rates may be confusing. These seemingly elusive numbers play a relevant role in the world of banking, influencing our savings, loans, and overall financial well-being. In this guide, we’ll take a close look at the mystery behind interest rates, breaking down the types, calculations, and the profound impact they have on […]

Introduction to Banking Basics; A Guide for Beginners

basics of banking

In the vast landscape of personal finance, understanding the fundamentals of banking is akin to having a reliable compass in the financial wilderness. Whether you’re just starting your financial journey or looking to deepen your understanding, grasping the basics of banking is essential. This guide aims to provide clarity on fundamental concepts, elucidate the role […]

New Year’s Business Resolutions: Keeping the Momentum Going

New year's business resolutions: keeping the momentum going

January. The month of fresh starts, ambitious plans, and enough optimism to rival a politician on campaign day. Many of us dive headfirst into the new year– hot, eager, and ready to soak up all the possibilities. Vision boards? Done. Business resolutions? Perfectly written. Goals? Set so high that Bill Gates was found shaking. But […]

Inside the 2023 Sterling Bank Eat and Drink Festival (EDF) x MBN

Sterling Bank EDF x MBN

Food; fashion; fun. Three things when combined, would leave you absolutely satisfied and all three were in excess at Sterling’s Eat and Drink Festival/MBN event. The 2023 Eat and Drink Festival (EDF) and Made By Nigeria (MBN) event, powered by Sterling Bank, was held on the 27th and 28th of December at the Cricket arena […]


Avoid loan scams in Nigeria - Red flag - It is a scam

Loans are a great way to finance your goals, support your businesses, or even bring your ideas to life. However, it’s important to be careful while accepting loans to avoid costly mistakes or scams. Nearly 48 percent of scams are financial and at a time when it has become easier to access loans, it is equally […]

Payment Cards: Types, Features and Benefits.

Black woman holding a red Payment card

Isn’t it wild how in Nigeria, we ended up using money to “buy “money in 2023? Remember that chaos when cash became scarce before the 2023 elections? Buying a quick Suya from our friendly ‘Aboki’ became a struggle, all thanks to the Central Bank revamping the Naira notes. But our trusty payment cards were there […]

8 Essential Tips for Secure Payment Card Use in Nigeria

Black man holding a red Payment card

“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” A wise quote from a book worth reading; but I guess fraudsters didn’t get the memo. Fraudsters are always out looking to make fast money and sadly, your bank account is a go-to destination for them. However, if you observe these […]

Ten Budgeting Tips for December 

December Budget Goals Image of coins in a transaparent small bag, coffee in a red mug, notepad with BUDGET written on it, a black pen and a calculator on a table

December in Nigeria is the month when everyone goes on a spending frenzy. There is Christmas shopping, New Year spending, or people just looking to dirty their December and party like there’s no January. Whatever the reason may be, December is the month when some of the most financially savvy amongst us throw our financial […]

IDPD2023: A Sterling Celebration

Sterling Bank Towers

Victor’s Story: “Sterling Bank, a prominent financial institution in Nigeria, prioritizes its workforce and fosters an environment where every individual, known as ‘Sterling humans,’ can live their best life, and do their best work. To this effect, Sterling commemorated the International Day of Persons with Disabilities, underscoring its steadfast commitment to inclusivity. The observance of […]

Navigating Nigeria’s Loan Culture: A Journey Through Credit and Its Influence

Nigeria's loan culture

In the diverse landscape of Nigeria, a distinctive loan culture shapes the financial decisions and aspirations of its people. Recently, a friend confided in me about his enthusiasm for buying expensive items on credit, citing the curious mix of emotions he experiences when faced with the prospect of spending a huge amount of money to […]

How To Spot a Financial Scam in Five Easy Steps

financial scam warning

Financial scam is a widespread issue in Nigeria. From the regular ATM maintenance calls to the breath-taking job offers you get but need a little token to activate. Whatever the process may be, the end goal remains the same: they are designed to steal your money. Fellow Nigerians, it is important to be aware of […]


Circular economy icon

INTRODUCTION  In our current economy, most organisations have adopted a linear process of material usage. We collect finite resources from the earth, make products from them, and eventually discard the waste products produced.   Here in Nigeria, we see the consequences daily; waste produced is thrown into the streets, causing drainage blockages and devastating flooding during […]

Environmental Social and Governance (ESG) Risks in Oil and Gas Operations

Oil and Gas Plant

Executive Summary  Nigeria is one of the largest and oldest oil producers in Africa. The Oil and Gas sector is one of the most important sectors in the country’s economy, accounting for more than 90% of the country’s exports and 80% of the Federal Government’s revenue (Base Year: 2021).  This newsletter focuses on the prominent […]

Agricultural Practices and Environmental & Social Impact


Executive Summary  The agricultural sector has a key function to ensure global food security.  Intensive agricultural production allows a steady increase in global harvests and provides as well as increases the security of the supply.  Agriculture in Nigeria is made up of four categories, such as Crop production, Livestock, Forestry, and Fishing. However, this newsletter is […]

Environmental, Social and Governance (ESG) In Manufacturing

Environmental, Social and Governance (ESG)

Executive Summary  Manufacturing refers to the fabrication or assembly of components into finished products on a fairly large scale, relative to any industry that makes products from raw materials by the use of manual labor or machinery that is usually carried out systematically with a division of labor.  ESG and sustainability initiatives have reached a […]

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