Meet the members of the Sterling Bank Executive Team.
Managing Director/Chief Executive Officer
Abubakar, fondly called Abu is the Chief Executive Officer at Sterling Bank Plc and has carved a niche for himself in the fiercely competitive financial services landscape by providing innovative responses and solutions to complex problems.
He started his career at MBC International Bank (now consolidated into First Bank Plc) before joining Citibank Nigeria two years later. Abu joined the turnaround team of Trust Bank of Africa Limited which later consolidated into Sterling Bank Plc.
At Sterling Bank, he served in senior leadership roles that include Interim CEO of Equitorial Trust Bank Limited (ETB) and Integration Director (responsible for the integration of ETB into Sterling Bank), Chief Financial Officer and Executive Director before his appointment as Chief Executive Officer in April 2018.
Abu holds a B.Sc. in Economics from the University of Abuja and an M.Sc. in Major Programmes Management from the University of Oxford. He is also an alumnus of Arthur Andersen (KPMG Nigeria), Wharton School and INSEAD Business School in addition to executive education from Harvard and Saïd Business Schools.
Executive Director, Corporate & Investment Banking
Yemi Odubiyi is Executive Director, Corporate and Investment Banking of Sterling Bank Plc, a role he has held since June 2018. Mr. Odubiyi leads the Corporate and Investment Banking teams, and also oversees the bank’s digital assets.
Executive Director, Retail & Consumer Banking
Grama believes his success is strongly rooted in his love for diversity. He gets a kick by being surrounded self-driven, creative thinkers regardless of their roles or position.
His over three-decades career began as an Officer with State Bank of India before moving to senior positions in credit advances, international banking & branch operations prior to joining Sterling Bank in 2015.
Grama holds a Bachelor of Science (first class) in Physics, Chemistry and Mathematics from Bangalore University, India and is a Certified Associate of the prestigious India Institute of Bankers.
Executive Director, Institutional Banking
“Emefienim has contributed immensely to the growth of Sterling Bank”- Asue Ighodalo, Chairman, Sterling Bank Plc.
He believes every employee should be like a CEO in their role, with an ability to assess situations, take a decision and implement as soon as the need arises. With over 25 years of banking experience and a reputation for strong performance in roles across Operations, Treasury, Credit, Sales and Marketing, it was no surprise he was appointed to head the bank’s institutional banking business in February 2018.
Before his appointment as Executive Director, Institutional Banking, he was the Regional Business Executive with oversight for the South-South & Mid-West Regions.
Emmanuel is an alumnus of the acclaimed Wharton Business School.
Executive Director, Commercial Banking
He was previously the Divisional Head, Commercial Banking and a seasoned banking professional with over 29 years’ experience, in the Financial Services Industry and with over 13 years dedicated service in Sterling.
He started his career with Liberty Merchant Bank Limited where he worked from 1990-1995, before joining Kakawa Discount House as a pioneer staff from 1995-2002.
He moved to Trust Bank in 2002 and was responsible for the bank’s funding across all market segments. In this role, Tunde supervised the Public Sector, Small Businesses, Niche Markets, Personal Finance and Non-Bank financial institutions. In recognition of his contributions, he was promoted to an Assistant General Manager in 2004 and in 2007 he became a Deputy General Manager.
Following the consolidation exercise and the emergence of Sterling Bank in 2006, he was appointed Head, Telecoms and Corporate Banking Group; and was later assigned to head the business of 33 branches in Lagos as the Regional Business Executive. He was promoted to General Manager grade in May 2013 and was appointed Business Executive, Commercial & Institutional Banking, Ikeja & Beyond in March 2015.
He holds a B.A. English (1988) from the Lagos State University and an LL.B Law (1999) from the University of Lagos. He is an Honorary Member, Chartered Institute of Bankers of Nigeria (HCIB) and has attended several Executive Programmes from top management universities such as the Wharton School, University of Pennsylvania.
Executive Director, Operations/ Chief Operating Officer
He was previously the Chief Operating Officer and a skilled expert with over 28 years’ experience in the Financial Services Industry and with over 4 years committed to service in Sterling.
He began his career as a Resident Internal Auditor at Citibank Nigeria where he worked from 1991-1999. While in Citibank, he worked in roles covering Internal Audit, Internal Controls, Business Process Improvement and Cash Management Operations. His experience also includes 6 years’ service in Triumph Bank Plc, Nigeria as Head, Operations & Technology and Head, Compliance & Controls.
He moved to BDO Stoy Hayward, LLP in the United Kingdom as a Senior Internal Auditor where he conducted clients’ audits in areas covering Compliance and Corporate Governance, Treasury & Cash Management. He joined Access Bank Plc in 2008 as a Deputy General Manager and Head, Compliance and Internal Controls (Subsidiaries) where he was responsible for implementing the Bank’s Compliance & Internal Controls framework across subsidiaries in 8 African countries and the UK and 3 non-banking subsidiaries in Nigeria.
He also worked at Aso Savings & Loans Plc as Chief Inspector/Head Internal Audit & Controls from 2011-2014. He joined Sterling Bank as the Chief Compliance Officer in 2015.
He obtained a B.Sc. Economics (1990) from OAU and has attended Executive Management Courses from London Business School, Harvard Business School and University of Pennsylvania. He is a Member, Institute of Internal Auditors, IIA; Honorary Member, Chartered Institute of Bankers (HCIB) and Member of Association of Certified Anti-Money Laundering Specialists.
Senior Management Team
Mojisola sees a lot of similarities between her two passions; mentoring and banking. They are both driven by relationships and a quest for knowledge.
Having spent over 25 years in the banking industry, she has built expertise in business planning, risk management, sales and wealth management. She continues to give deep thought to the challenges facing the Nigerian banking industry in the digital age and maintains that solving the sector’s greatest issues will stem from a deeper understanding the customers’ needs and proffering solutions for the customer beyond the banking hall.
She is an alumnus of the revered INSEAD Fontainebleau, France and a member of the governing council of the Chartered Institute of Bankers, Nigeria.
Shina graduated from the prestigious Obafemi Awolowo University (OAU) in 1995 with a bachelor’s degree in International Relations. Since then, he has spent the past two decades honing expertise in different aspects of corporate strategy including strategic planning, competitor intelligence, market research and analysis as well as market development.
Since his appointment as the Group Head, Strategy and Innovation, Shina has been responsible for helping Sterling bank develop and implement its long-term strategic objectives, develop external partnerships and alliances, and respond to the highly dynamic financial services ecosystem.
Shina has a professional diploma in consulting from the Maastricht School of Management, Netherlands and is a member of the Institute of Public Relations, UK (AMIPR).
Yinka doubles as the Chief Information Officer and the Chief Digital Officer of Sterling Bank where he leads the execution of the bank’s digital strategy. Instead of being described as an Information Technology professional, he would rather be known as a visionary business leader who automates business processes using information technology.
Since February 2016, he leads the Information Technology and Shared Services division at Sterling Bank ensuring that the IT architecture is structured to solve business issues while managing costs and risks.
Yinka strongly believes tech has become the business and as such, the CIO role is central to the success of any organisation. Increasingly the role has taken a seat at the leadership table and assists the leadership team in transforming data into insight while it enables the right course of action to engage customers better and empower employees in delivering high-performance results.
Yinka is a Fellow of the British Computer Society (FBCS), a member of the Chartered Institute for IT and a Certified Disaster Recovery Professional.
Moronfolu fondly called Moyo, has over two decades of work experience spanning the financial services sector in Nigeria and the manufacturing sector in the United States of America. He consistently helps the bank to meet and exceed customers’ expectations by leading the service innovation, quality assurance and channels management teams.
Prior to joining Sterling, Moyo was the Vice President, service and channels management group at First City Monument Bank (FCMB) with the responsibility of designing and implementing the Banks service strategy. He also had oversight of branch operations, continuous improvement, channels and service innovation groups at FCMB.
He also headed the Kaizen group (Continuous Improvement) at Denso Sales California; a subsidiary of Toyota Motor Corporation where he headed the electronics department, aftermarket, quality assurance, customer service and logistics department. One of his key projects was rolling out the first navigation system for Toyota vehicles in the mid-’90s in the US.
Moyo holds a Bachelor of Science Degree in Electronics Engineering from the Middlesex University, London, England. He also holds various quality control qualifications notable of which is the advanced product quality planning from Eastern Michigan University, Michigan, USA.
Dayo is the Chief Risk Officer at Sterling Bank. He leads the Enterprise Risk Management teams while providing oversight functions for compliance, internal and financial audit, fraud prevention and Business Continuity Management systems.
Previously, he was the Group Chief Risk Officer at Ecobank Transnational Incorporated, a role where he implemented a strong framework that ensured consistency in the application of group-wide policies and practices.
Dayo has built over 20 years of extensive experience in risk management, structured finance, asset/liability management and Treasury from international and diverse financial institutions such as Wells Fargo Bank, HSBC, Citibank and Wachovia Bank.
Dayo holds a bachelor’s degree in Economics & Finance and an MBA from the University of Berkeley, California. He has also attended several professional executive courses.
Temi manages Sterling Bank’s most valuable resource – the human capital. In addition to the traditional role covering employee benefits and compensation, training and development, employee engagement, recruitment and exit programmes, her background in political science has helped her to build a structured and positive working environment across the bank.
With almost two decades of experience, Temi has built expertise in strategic planning, resourcing, talent management, career development, change and project management with a track record of outstanding leadership, organizational, communication, consultative and influencing skills.
Temi has an M.A in Human Resource Management from the Middlesex Business School, UK and is a member of the Chartered Institute of Personnel and Development, UK.
Cyril graduated from the Yaba College of Technology with a Higher National Diploma in Accounting and won various academic prizes including the best all-round student in the School of Management and Business Studies. He also obtained a Master of Business Administration (MBA) degree from the University of Nigeria Nsukka. He began his banking career in 1994 with Union Bank of Nigeria, where he carried out his national service. He has built over two decades of experience in roles spanning banking operations, procurement administration, risk management, internal control and audit.
His banking career took him through Zenith Bank and Liberty Bank before joining NAL Bank (now Sterling Bank) in 2002 as a Deputy Manager. He has ascended the ranks to attain the position of Deputy General Manager/Chief Audit Executive. Currently, he provides oversight functions for the risk-based audits, management advisory, business intelligence and investigation units. Prior to this time, he has successfully handled various senior management portfolios as Group Head of General Internal Services; Channel Operations and Credit Administration.
Cyril is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), an honorary member of the Chartered Institute of Bankers of Nigeria (HCIB) and a Certified Business Operations Professional (CBOP) by the International Academy of Project Management (IAPM). He has undertaken various executive education programs from institutions such as Lagos Business School, London Business School and Massachusetts Institute of Technology.
Justina is a graduate of the Universities of Jos and Lagos, where she bagged bachelors’ and masters’ degrees respectively in Law.
She currently wears two hats as the Company Secretary & Chief Legal Counsel at Sterling Bank. As Company Secretary, she manages shareholders, ensures compliance with extant laws and interfaces between the Board and the Management of the Bank. As the Chief Legal Counsel, Justina manages the Legal Risk portfolio of the Bank in addition to providing legal advice, drafting and reviewing of agreements and contracts among other duties.
Although she began her career as a State Counsel with the Ministry of Justice in Jos, Plateau State, she joined NAL Bank Plc now Sterling Bank Plc in 1990 and built thought leadership in the banking sector which saw her rise to the position of the Head of the Bank’s Legal Department.
Justina is a member of the Nigerian Bar Association, International Federation of Women Lawyers (Federacion Internacional De Abogados – FIDA Nigeria) and The Chartered Institute of Bankers of Nigeria (HCIB) among others.
She won the General Counsel of the Year 2016 by ESQ Nigerian Legal Awards 2016 and was also awarded the Law Digest Award for the best General Counsel of the Year in Africa in 2017
As the Chief Marketing Officer, Ibidapo’s mandate is to strengthen the bank’s marketing and creative capabilities. He leads a team of marketers who continuously discover how to reach the bank’s customers in a cost-effective way.
Ibidapo brings almost two decades of experience and deep expertise in various fields of marketing including public relations, advertising, copy writing, art direction and digital marketing. Most recently, he served as the Marketing Manager, Wealth management and Pensions at Stanbic IBTC Ltd, a member of the Standard Bank Group.
Ibidapo has a bachelors’ degree in Management from the University of Education, Winneba, Ghana and a certification in digital communication and design from the Pan Atlantic University.
Gboyega brings 25+ years of valuable corporate and investment banking experience with him. Prior to his appointment as the Group Head, Investment Banking, Gboyega headed the Large Corporate banking division here at Sterling Bank.
Gboyega’s areas of expertise include project and structured finance, advisory and capital markets with significant experience in industries such as manufacturing, oil and gas (upstream & downstream), telecommunications and FMCG to mention a few.
He holds an MSc in Agric Economics from the University of Ibadan and is an honorary senior member of the Chartered Institute of Bankers of Nigeria (HCIB).
Bimpe began her career at Nigeria’s premier merchant bank, NAL Bank which merged with four other banks to form Sterling Bank. Her banking experience covers credit & marketing and most aspects of banking operations prior to her joining the finance team of the Bank. She is an integral member of the finance group and has helped to develop processes for monitoring Sterling Bank’s long-term and short-term financial results.
Bimpe’s team ensures that the management, process and monitoring aspects of the strategy execution are in place. She provides direction for the financial planning, reporting and finance operations teams.
“Today’s financial services environment has become highly competitive and we are continuously affected by factors beyond our immediate location. Hence, we must consistently devise transformative ways to automate and streamline our processes”, said Bimpe.
She is a fellow of the Institute of Chartered Accountants of Nigeria (FCA), associate member of the Chartered Institute of Taxation and Certified Pension Institute of Nigeria as well as an honorary member of the Chartered Institute of Bankers of Nigeria (HCIB). She is also an alumni of Wharton Business School, Philadelphia, USA.
Bukola pioneered the Agriculture Finance Department in Sterling Bank. Under her leadership, Sterling Bank became a role model to other Banks in the implementation of Agricultural schemes like the current Anchor Borrowers Scheme, Growth Enhancement Scheme of the Federal Government of Nigeria among others which have garnered local and international awards and recognition for the bank.
Prior to her current designation, Bukola was the Head of Operational Risk Management & Compliance at Sterling Bank which she also pioneered and Head Credit Administration and Head of Domestic Operations for which she received awards for excellence.
She has participated in several local and international training and workshops in diverse subject areas such as Agricultural Lending, Risk Management, Compliance, Management and Leadership to mention a few from Harvard Business School, State Bank of India Academy, Euromoney amongst others.
On a personal level, Mrs Awosanya is very passionate about Agriculture and Rural Development especially as it translates to the empowerment and entrepreneurial development in women and youth.
Abiodun has a degree in political science from Uniben. He joined Deloitte Adesona Isiche and Co. where he trained as an accountant and passed the ICAN qualifying exams in May 1993.
While at Ernst and Young International, he supervised a number of high profile clients including Mobil Producing Nigeria among others. He joined NAL Merchant Bank’s Internal Audit team in August 1997 where he pioneered Electronic Banking in addition to various areas of credit and recovery including policy development and key account management. His role ensures the bank’s assets are protected while simultaneously retaining customers.
He brings almost three decades of work experience and guides the team to ensure strict adherence to the Recovery process and policies, Internal policies as well as regulatory guidelines at the same time ensuring proper adoption by the collections and recovery team members.
Until his recent redeployment, Abiodun was the immediate past Chairman of The Association of Chief Audit Executives of Banks in Nigeria. He played active roles on policy formulation, mediation and advocacy in the banking industry.
Abiodun is a Fellow of The Institute of Chartered Accountants of Nigeria (FCA), Forensic Accountant (CFA) and an Associate of the Chartered Institute of Taxation of Nigeria
As the head of the transaction banking and corporate solutions group, Kelechi reports to the Executive Director, Corporate and Investment Banking.
Kelechi has over 25 years’ experience in the financial services sector with top organizations such as Citibank Nigeria, Bank PHP, Ecobank Transnational, until 2016 when he joined Sterling Bank as the Divisional Head, Wholesale and Transaction Banking. In this role, he was responsible for trade finance, cash management, securities and general commercial banking activities for Sterling Bank.
Kelechi holds an MBA from the Lagos Business School and is a fellow of the Chartered Institute of Accountants of Nigeria.
Basheer’s role as the head of the Non-Interest banking team has helped to position Sterling Bank as a leader in the fast-developing alternative finance sector. He has over 20 years of work experience in banking, real estate and management consultancy.
Prior to joining Sterling Bank, Basheer was the Head, Islamic Banking Risk & Compliance at Stanbic IBTC Bank where he set up the non-interest banking window. He also initiated products compliant with non-interest finance principles for Stanbic IBTC Asset Management Ltd.
Basheer holds a B.Sc. and M.Sc. in Estate Management and General Management respectively from the University of Lagos; PGD from the Institute of Islamic Banking & Insurance (IIBI), London; MRes) Business & Management from London Metropolitan University; MPhil Economics from the University of Buckingham, UK; and a Ph.D. in Management of Innovation & Technology from DaVinci Institute for Technology Management, South Africa. He has completed the Executive Programme at the University of Pennsylvania and Columbia University, USA.
He is the author of the book titled – An Integral Approach to Development Economics: Islamic Finance in an African Context published by Gower, UK. He has also published 25 academic articles and chapters and over 50 non-academic articles.