Meet the members of the Sterling Bank Executive Team.
Managing Director/Chief Executive Officer
Abubakar, fondly called Abu, is the Chief Executive Officer at Sterling Bank Plc and has carved a niche for himself in the fiercely competitive financial services landscape by providing innovative responses and solutions to complex problems.
He started his career at MBC International Bank (now consolidated into First Bank Plc) before joining Citibank Nigeria two years later. Abu joined the turnaround team of Trust Bank of Africa Limited, which later consolidated into Sterling Bank Plc.
At Sterling Bank, he served in senior leadership roles that include Interim CEO of Equitorial Trust Bank Limited (ETB) and Integration Director (responsible for the integration of ETB into Sterling Bank), Chief Financial Officer and Executive Director before his appointment as Chief Executive Officer in April 2018.
Abu holds a B.Sc. in Economics from the University of Abuja and an M.Sc. in Major Programmes Management from the University of Oxford. He is also an alumnus of Arthur Andersen (KPMG Nigeria), Wharton School and INSEAD Business School in addition to executive education from Harvard and Saïd Business Schools.
Executive Director, Corporate & Investment Banking
Yemi Odubiyi is The Executive Director, Corporate and Investment Banking of Sterling Bank Plc, a role he has held since June 2018. Mr. Odubiyi leads the Corporate and Investment Banking teams, and also oversees the bank’s digital assets.
Yemi was born on 2nd September, 1972; studied at the University of Lagos and holds a first degree in Estate Management (1994) as well as a Masters in International Law degree (1998) from the same institution.
He started his banking career with the Nigeria unit of Citibank (at the time known as Nigeria International Bank) in 1995 as an Operations & Technology Generalist serving across all its Operations and Technology functions and was thereafter, enrolled in its Management Associate program undertaking stints across all key units of the Bank. He left Citi to join the turnaround team of the then Trust Bank of Africa in 2003 as Head of Operations & Technology.
Upon the consolidation of Trust Bank into Sterling Bank Plc, Yemi served as pioneer Group Head, Trade Services. In 2008, he was mandated to build the Structured Finance Group and also assumed oversight for corporate strategy serving as Chief Strategy Officer. He moved into the Chief Operating Officer (COO) role in March 2012 and later joined the Board as Executive Director in 2014.
Over the course of his career, Yemi has undertaken senior management/executive education programs in Risk Management, Finance, and General Management at leading international educational institutions including the London and Harvard Business Schools.
Executive Director, Retail & Consumer Banking
Grama believes his success is strongly rooted in his love for diversity. He gets a kick by being surrounded, self-driven, creative thinkers regardless of their roles or position.
His over three-decades career began as an Officer with the State Bank of India before moving to senior positions in credit advances, international banking & branch operations, prior to joining Sterling Bank in 2015.
Grama holds a Bachelor of Science (first class) in Physics, Chemistry and Mathematics from Bangalore University, India and is a Certified Associate of the prestigious India Institute of Bankers.
Executive Director, Institutional Banking
Mr Emmanuel Efe Emefienim joined the Board of Sterling Bank Plc as Executive Director in February 2018. He holds a B.Sc (Hons) degree in Microbiology (1989), M.Sc Banking & Finance (1995) and MBA ( 1998) from University of Benin, Nigeria.
Mr Emefienim has over 27 years experience in the Banking Industry having worked in various middle and Senior Management levels within Operations, Treasury and Marketing functions since 1992. He commenced his Banking career with Oceanic Bank (now Ecobank Plc), Head, Credit & Marketing, 1992-1997; United Bank for Africa Plc, Manager, Commercial Banking, 1997 -2000 and then had a six – year stint at Savannah Bank Plc and FSB International Bank Plc (now Fidelity Bank Plc) before joining Equitorial Trust Bank (ETB) in 2006. In ETB, he was an excellent performer managing the entire South South region; a position he retained post ETB/Sterling Bank merger in 2011.
Emmanuel has contributed immensely to the growth and success of Sterling Bank; Apart from being awarded Best performing Group Head (Regional Businesses) at various times, He remains the only Regional Head in the history of Sterling Bank to run the most profitable Regional Business bank-wide for 7 consecutive years ( 2011-2017). He was promoted to the position of General Manager in 2016 with additional responsibilities to oversee the bank’s Commercial & Institutional Banking franchise in South South/South East and Midwest Regions; a position he held until his appointment to the Board of Sterling Bank Plc in 2018.
An alumni of the Harvard Business School, INSEAD and Wharton School Pennsylvania, Mr Emefienim is a performer of the highest quality. Over the years, he has consistently proven to be a worthy individual with outstanding leadership qualities. He has displayed an incredible depth of knowledge, skill and excellence. He has consistently delivered value, put forward his best and taken ownership as and when necessary. He currently oversees the Institutional Banking Directorate of Sterling Bank Plc.
Executive Director, Commercial Banking
He was previously the Divisional Head, Commercial Banking and a seasoned banking professional With over 29 years experience in the Financial Services Industry , more than 13 of which are dedicated to service in Sterling.
He started his career with Liberty Merchant Bank Limited where he worked from 1990-1995, before joining Kakawa Discount House as a pioneer staff from 1995-2002.
He moved to Trust Bank in 2002 and was responsible for the bank’s funding across all market segments. In this capacity, Tunde supervised the Public Sector, Small Businesses, Niche Markets, Personal Finance and Non-Bank financial institutions. In recognition of his contributions, he was promoted to an Assistant General Manager in 2004 and in 2007, he became a Deputy General Manager.
Following the consolidation exercise and the emergence of Sterling Bank in 2006, he was appointed Head, Telecoms and Corporate Banking Group and was later assigned to head the business of 33 branches in Lagos as the Regional Business Executive. He was promoted to General Manager grade in May 2013 and was appointed Business Executive, Commercial & Institutional Banking, Ikeja & Beyond in March 2015.
He holds a B.A. English (1988) from the Lagos State University and an LL.B Law (1999) from the University of Lagos. He is an Honorary Member, Chartered Institute of Bankers of Nigeria (HCIB) and has attended several Executive Programmes from top management universities such as the Wharton School, University of Pennsylvania.
Executive Director, Operations/ Chief Operating Officer
He was previously the Chief Operating Officer and a skilled expert with over 28 years experience in the Financial Services Industry and with over 4 years committed to service in Sterling.
He began his career as a Resident Internal Auditor at Citibank Nigeria where he worked from 1991-1999. While in Citibank, he worked in roles covering Internal Audit, Internal Controls, Business Process Improvement and Cash Management Operations. His experience also includes 6 years with Triumph Bank Plc, Nigeria as Head, Operations & Technology and Head, Compliance & Controls.
He moved to BDO Stoy Hayward, LLP in the United Kingdom as a Senior Internal Auditor where he conducted clients’ audits in areas covering Compliance and Corporate Governance, Treasury & Cash Management. He joined Access Bank Plc in 2008 as a Deputy General Manager and Head, Compliance and Internal Controls (Subsidiaries) where he was responsible for implementing the Bank’s Compliance & Internal Controls framework across subsidiaries in 8 African countries and the UK and 3 non-banking subsidiaries in Nigeria.
He also worked at Aso Savings & Loans Plc as Chief Inspector/Head Internal Audit & Controls from 2011-2014. He joined Sterling Bank as the Chief Compliance Officer in 2015.
He obtained a B.Sc. Economics (1990) from OAU and has attended Executive Management Courses from London Business School, Harvard Business School and University of Pennsylvania. He is a Member, Institute of Internal Auditors, IIA; Honorary Member, Chartered Institute of Bankers (HCIB) and Member of Association of Certified Anti-Money Laundering Specialists.
Senior Management Team
Mojisola sees a lot of similarities between her two passions; mentoring and banking. They are both driven by relationships and a quest for knowledge.
Having spent over 25 years in the banking industry, she has built expertise in business planning, risk management, sales and wealth management. She continues to give deep thought to the challenges facing the Nigerian banking industry in the digital age and maintains that solving the sector’s greatest issues will stem from a deeper understanding the customers’ needs and proffering solutions for the customer beyond the banking hall.
She is an alumnus of the revered INSEAD Fontainebleau, France and a member of the governing council of the Chartered Institute of Bankers, Nigeria.
Shina graduated from the prestigious Obafemi Awolowo University (OAU) in 1995 with a bachelor’s degree in International Relations. Since then, he has spent the past two decades honing expertise in different aspects of corporate strategy including strategic planning, competitor intelligence, market research and analysis as well as market development.
Since his appointment as the Group Head, Strategy and Innovation, Shina has been responsible for helping Sterling bank develop and implement its long-term strategic objectives, develop external partnerships and alliances, and respond to the highly dynamic financial services ecosystem.
Shina has a professional diploma in consulting from the Maastricht School of Management, Netherlands and is a member of the Institute of Public Relations, UK (AMIPR).
Yinka doubles as the Chief Information Officer and the Chief Digital Officer of Sterling Bank where he leads the execution of the bank’s digital strategy. Instead of being described as an Information Technology professional, he would rather be known as a visionary business leader who automates business processes using information technology.
Since February 2016, he leads the Information Technology and Shared Services division at Sterling Bank ensuring that the IT architecture is structured to solve business issues while managing costs and risks.
Yinka strongly believes tech has become the business and as such, the CIO role is central to the success of any organisation. Increasingly the role has taken a seat at the leadership table and assists the leadership team in transforming data into insight while it enables the right course of action to engage customers better and empower employees in delivering high-performance results.
Yinka is a Fellow of the British Computer Society (FBCS), a member of the Chartered Institute for IT and a Certified Disaster Recovery Professional.
Moronfolu fondly called Moyo, has over two decades of work experience spanning the financial services sector in Nigeria and the manufacturing sector in the United States of America. He consistently helps the bank to meet and exceed customers’ expectations by leading the service innovation, quality assurance and channels management teams.
Prior to joining Sterling, Moyo was the Vice President, service and channels management group at First City Monument Bank (FCMB) with the responsibility of designing and implementing the Banks service strategy. He also had oversight of branch operations, continuous improvement, channels and service innovation groups at FCMB.
He also headed the Kaizen group (Continuous Improvement) at Denso Sales California; a subsidiary of Toyota Motor Corporation where he headed the electronics department, aftermarket, quality assurance, customer service and logistics department. One of his key projects was rolling out the first navigation system for Toyota vehicles in the mid-’90s in the US.
Moyo holds a Bachelor of Science Degree in Electronics Engineering from the Middlesex University, London, England. He also holds various quality control qualifications notable of which is the advanced product quality planning from Eastern Michigan University, Michigan, USA.
Dayo is the Chief Risk Officer at Sterling Bank. He leads the Enterprise Risk Management teams while providing oversight functions for compliance, internal and financial audit, fraud prevention and Business Continuity Management systems.
Previously, he was the Group Chief Risk Officer at Ecobank Transnational Incorporated, a role where he implemented a strong framework that ensured consistency in the application of group-wide policies and practices.
Dayo has built over 20 years of extensive experience in risk management, structured finance, asset/liability management and Treasury from international and diverse financial institutions such as Wells Fargo Bank, HSBC, Citibank and Wachovia Bank.
Dayo holds a bachelor’s degree in Economics & Finance and an MBA from the University of Berkeley, California. He has also attended several professional executive courses.
Temi manages Sterling Bank’s most valuable resource – the human capital. In addition to the traditional role covering employee benefits and compensation, training and development, employee engagement, recruitment and exit programmes, her background in political science has helped her to build a structured and positive working environment across the bank.
With almost two decades of experience, Temi has built expertise in strategic planning, resourcing, talent management, career development, change and project management with a track record of outstanding leadership, organizational, communication, consultative and influencing skills.
Temi has an M.A in Human Resource Management from the Middlesex Business School, UK and is a member of the Chartered Institute of Personnel and Development, UK.
Cyril graduated from the Yaba College of Technology with a Higher National Diploma in Accounting and won various academic prizes including the best all-round student in the School of Management and Business Studies. He also obtained a Master of Business Administration (MBA) degree from the University of Nigeria Nsukka. He began his banking career in 1994 with Union Bank of Nigeria, where he carried out his national service. He has built over two decades of experience in roles spanning banking operations, procurement administration, risk management, internal control and audit.
His banking career took him through Zenith Bank and Liberty Bank before joining NAL Bank (now Sterling Bank) in 2002 as a Deputy Manager. He has ascended the ranks to attain the position of Deputy General Manager/Chief Audit Executive. Currently, he provides oversight functions for the risk-based audits, management advisory, business intelligence and investigation units. Prior to this time, he has successfully handled various senior management portfolios as Group Head of General Internal Services; Channel Operations and Credit Administration.
Cyril is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), an honorary member of the Chartered Institute of Bankers of Nigeria (HCIB) and a Certified Business Operations Professional (CBOP) by the International Academy of Project Management (IAPM). He has undertaken various executive education programs from institutions such as Lagos Business School, London Business School and Massachusetts Institute of Technology.
Temitayo is a seasoned Legal Professional with over 16 years’ experience in Legal Advisory, Arbitration and Compliance.
She began her career at Aluko & Oyebode as an Associate and rose to become a Senior Associate before she left in 2012. She served as Advisor to significant financial transactions involving key players in Financial Services, Telecoms and Oil & Gas. She joined First Bank as a Team Lead and rose to become the Unit Head of Corporate and Contracts Unit of the Legal Department and was also responsible for offering Legal Advisory and Support.
Most recently, she was the General Counsel and Company Secretary of Rand Merchant Bank Nigeria Limited with responsibilities such as mitigating and managing legal risks; offering legal advisory on credits and transactional structures; structuring contracts; ensuring compliance with corporate governance and oversight of the company secretariat.
She is a Member, International Bar Association; Associate Member, Nigerian Leadership Initiative; Associate member, Chartered Institute of Taxation; Member, Nigerian Bar Association and Member, Chartered Institute of Arbitrators (UK).
She holds a LL. B (Bachelor of Law) 2000 from the University of Lagos, BL (Barrister at Law) 2002 from The Nigerian Law School, LLM (Masters of Law) 2004 from the Kings College London (UK) and MBA from the Warwick Business School (UK). She obtained a Diploma in International Commercial Arbitration in 2004 from the Chartered Institute of Arbitrators (UK).
As the Chief Marketing Officer, Ibidapo’s mandate is to strengthen the bank’s marketing and creative capabilities. He leads a fearless team of marketers who continuously chart new ways of engaging the bank’s customers in a cost-effective way.
Ibidapo brings two decades of experience and deep expertise in various fields of marketing including Brand Management, Public Relations, Advertising, Corporate Social Investment and Digital Marketing.
Most recently, he served as Head of Wealth Marketing for Stanbic IBTC and also doubled as the Marketing Manager for Personal and Business Banking at Stanbic IBTC Bank, a member of the Standard Bank Group.
Prior to joining Standard Bank, he was the Head of Corporate Communication at The Nigerian Stock Exchange and later became the Head of Public Relations at The NSE. Before this, he was Head of Brand and Corporate Development at Cornerstone Insurance where he had general oversight functions for Brand Management, Competitive Intelligence, Corporate Innovation, Product Development and Research and Development (R&D)
Ibidapo has a Bachelor of Science degree in Management from the University of Winneba, Ghana, a postgraduate Diploma in Marketing from the University of Nigeria, Nsukka, a Certificate in Digital Communication and Design from the Pan African University and a Professional Diploma in Public Relations from the Business Education Examinations Council.
He holds a Professional Practicing Certificate in Public Relations and is an Associate of the Institute of Direct Marketing, London, the Nigerian Institute of Public Relations and the Advertising Practitioners Council of Nigeria.
Gboyega brings 25+ years of valuable corporate and investment banking experience with him. Prior to his appointment as the Group Head, Investment Banking, Gboyega headed the Large Corporate banking division here at Sterling Bank.
Gboyega’s areas of expertise include project and structured finance, advisory and capital markets with significant experience in industries such as manufacturing, oil and gas (upstream & downstream), telecommunications and FMCG to mention a few.
He holds an MSc in Agric Economics from the University of Ibadan and is an honorary senior member of the Chartered Institute of Bankers of Nigeria (HCIB).
Bukola pioneered the Agriculture Finance Department in Sterling Bank. Under her leadership, Sterling Bank became a role model to other Banks in the implementation of Agricultural schemes like the current Anchor Borrowers Scheme, Growth Enhancement Scheme of the Federal Government of Nigeria among others which have garnered local and international awards and recognition for the bank.
Prior to her current designation, Bukola was the Head of Operational Risk Management & Compliance at Sterling Bank which she also pioneered and Head Credit Administration and Head of Domestic Operations for which she received awards for excellence.
She has participated in several local and international training and workshops in diverse subject areas such as Agricultural Lending, Risk Management, Compliance, Management and Leadership to mention a few from Harvard Business School, State Bank of India Academy, Euromoney amongst others.
On a personal level, Mrs Awosanya is very passionate about Agriculture and Rural Development especially as it translates to the empowerment and entrepreneurial development in women and youth.
Abiodun has a degree in political science from Uniben. He joined Deloitte Adesona Isiche and Co. where he trained as an accountant and passed the ICAN qualifying exams in May 1993.
While at Ernst and Young International, he supervised a number of high profile clients including Mobil Producing Nigeria among others. He joined NAL Merchant Bank’s Internal Audit team in August 1997 where he pioneered Electronic Banking in addition to various areas of credit and recovery including policy development and key account management. His role ensures the bank’s assets are protected while simultaneously retaining customers.
He brings almost three decades of work experience and guides the team to ensure strict adherence to the Recovery process and policies, Internal policies as well as regulatory guidelines at the same time ensuring proper adoption by the collections and recovery team members.
Until his recent redeployment, Abiodun was the immediate past Chairman of The Association of Chief Audit Executives of Banks in Nigeria. He played active roles on policy formulation, mediation and advocacy in the banking industry.
Abiodun is a Fellow of The Institute of Chartered Accountants of Nigeria (FCA), Forensic Accountant (CFA) and an Associate of the Chartered Institute of Taxation of Nigeria
As the head of the transaction banking and corporate solutions group, Kelechi reports to the Executive Director, Corporate and Investment Banking.
Kelechi has over 25 years’ experience in the financial services sector with top organizations such as Citibank Nigeria, Bank PHP, Ecobank Transnational, until 2016 when he joined Sterling Bank as the Divisional Head, Wholesale and Transaction Banking. In this role, he was responsible for trade finance, cash management, securities and general commercial banking activities for Sterling Bank.
Kelechi holds an MBA from the Lagos Business School and is a fellow of the Chartered Institute of Accountants of Nigeria.
Femi Jaiyeola is a Big 4’ trained Chartered Accountant with over 20 years experience in the Financial Services Industry of which over 6 years was with global financial institutions (CitiGroup and Barclays Bank) based in the UK. His experience covers Risk Management, Banking Operations, Business Advisory, Internal Audit, External Audit and Compliance with exposure to the financial services industry across Europe, Africa and the Middle East.
Prior to joining Sterling Bank, he was the Chief Compliance Officer of Diamond Bank. He has held senior management positions at Standard Chartered Bank, where he was the Head of Internal Audit for Nigeria and West Africa; Citigroup, London, where he was a Vice President in the Internal Audit function managing assurance activities across Europe, Middle East and Africa and; Barclays Bank, London where he was an Audit Manager.
Prior to relocating to the UK in 2005, Femi was the Head of Internal Control and Compliance at Bond Bank and also worked with Arthur Andersen (now KPMG), Citibank Nigeria and United Bank for Africa, Nigeria.
Femi is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN), a Certified Information Systems Auditor and a member of the Board of Audit, Investigations and Forensic Accounting Faculty of the Institute of Chartered Accountants of Nigeria.
He holds a Bachelor’s degree in Accounting and a Masters’ degree in Finance and Investment from the University of Edinburgh, Scotland.
Bimpe began her career at Nigeria’s premier merchant bank, NAL Bank which merged with four other banks to form Sterling Bank. Her banking experience covers credit & marketing and most aspects of banking operations prior to her joining the finance team of the Bank. She is an integral member of the finance group and has helped to develop processes for monitoring Sterling Bank’s long-term and short-term financial results.
Bimpe’s team ensures that the management, process and monitoring aspects of the strategy execution are in place. She provides direction for the financial planning, reporting and finance operations teams.
“Today’s financial services environment has become highly competitive and we are continuously affected by factors beyond our immediate location. Hence, we must consistently devise transformative ways to automate and streamline our processes”, said Bimpe.
She is a fellow of the Institute of Chartered Accountants of Nigeria (FCA), associate member of the Chartered Institute of Taxation and Certified Pension Institute of Nigeria as well as an honorary member of the Chartered Institute of Bankers of Nigeria (HCIB). She is also an alumni of Wharton Business School, Philadelphia, USA.