Prepaid Cards

Take full control of your account with our prepaid cards.

Sterling Gift Card (NGN)​

The Sterling Verve Gift Card is a prepaid Naira denominated card that affords you the opportunity to gift friends, loved ones. There is no hassle of account opening as the card can be purchased right away at any Sterling branch closest to you. Get a Sterling Gift Card today and plant a smile on a loved one’s face.

• Naira denominated.
• No prior account required
• Minimum KYC
• Accepted wherever the Interswitch or Verve logo is displayed.
• The card is reloadable and valid for 2 years.• Easy access to funds 24 hours a day/7 days a week.
• Suitable and ideal for one off payments
• Can be given to minors (below 18)
• It takes away the worry of choosing the right gift and risks worry associated with cash gifts
• Can be used across multiple channels – POS terminals, ATMs and Online.
• Can be used for financial management such as recurring payments that you are uncomfortable charging to your primary debit card.
• Offers great discounts at merchant’s location
• Instantly available at any Sterling Bank branch Nationwide

• ATM- N150,000
• Web- N250,000
• POS- N250,000
• Reloadable limit-N250,000

To obtain a card, visit any of our branches nationwide for an instant card.

Utility Card (NGN)

The Sterling Utility Card is a financial management tool that is designed to for you. You need not to worry about funds set aside to cater for your periodic expenses such as payments, monthly/periodic budgets and recurring transactions.

• Naira denominated.
• EMV compliant (Chip and PIN technology) and Contactless capability
• Can be used for Balance enquiry, Quick Cash withdrawals, ATM Fund Transfers, Bills payment, Airtime top up on ATMs.
• Shop and make online payments within Nigeria.
• 3D secure transactions requiring One time password (OTP) for verification
• Accepted in Nigeria, wherever the Interswitch or Verve logo is displayed.
• The card is valid for 5 years
• Easy access to funds 24 hours a day/7 days a week.
• Eliminates the risk and inconvenience of carrying cash.
• Can be used across multiple channels – POS terminals, Web, ATMs.
• Can be used for recurring payments that you are uncomfortable charging to your primary debit card.
• Can be used to access discounts offered by MasterCard at certain utility vendors.

• ATM- N150,000
• Web- N1,000,000
• POS- N2,000,000

To apply, visit any of our branches nationwide for an instant card