There is a big difference between being told that something costs ₦400,000 and being told that you can pay ₦40,000 every month for 10 months.

Imagine walking into a bank, hospital or government office and needing to explain something important. You know what you want to say, but the person

The big babes and boys are already hearing the sound of Detty December because once we enter the “ember” months, you already know December is