Current

Classic Current

Open a current account today and get access to overdraft facilities and consumer finance to sort out urgent business needs. You can also carry out third party transactions with ease.

• Minimum opening balance of
=N=5,000
• Minimum daily balance (Not
Restrictive)
• AMF at =N=1/mille (Negotiable with
huge turnover)
• Access to electronic Banking
• Access to overdraft facility
• Access to consumer finance
• Completed Account Opening
Forms
• Valid means of identification.
• One recent passport sized
photograph
• Documentary Evidence of Address
in Nigeria
• Two satisfactory references.
• CERPAC- Combined Expatriate
Residence Permit and Alien Card
(West African nationals excluded).
• Address verification.

Turnover

A current account that operates within different turnover bands. Targeted at salaried & non salaried Individual, commercial, Corporate, Embassies, NGOs etc.

• Minimum opening balance of =N=5,000
• Minimum daily balance (Not Restrictive)
• Zero AMF for turnover less than N1M
• Access to electronic Banking
• SMS alert
• Completed Account Opening
Forms
• Valid means of identification.
• One recent passport sized
photograph
• Documentary Evidence of Address
in Nigeria
• Two satisfactory references.
• CERPAC- Combined Expatriate
Residence Permit and Alien Card
(West African nationals excluded).
• Address verification.

Minimum Balance Account

A current account that operates with a minimum balance designed for both individual and Corporate customers Targeted at salaried & non salaried Individual, commercial ,Corporate, Embassies , NGOs etc.

• Premium – Individual customers to maintain a minimum balance of N150,000, and Corporate maintain a minimum balance of N250,000
• Premier – Individual customers to maintain a minimum balance of N250,000, and Corporate to maintain a minimum balance of N500,000.
Entitled to free cheque book upon first issuance.
• Priority – Individual customers to maintain a minimum balance of N500,000, and Corporate
to maintain a minimum balance of 1,000,000. Entitled to free cheque book upon first issuance, and 1% interest rate p.a.
• Default AMF charge of N1/mille will apply if the account balance falls below the minimum balance
• Access to Electronic Banking
• FREE SMS
• Completed Account Opening Forms
• Valid means of identification.
• One recent passport sized photograph
• Documentary Evidence of Address in Nigeria
• Two satisfactory references.
• CERPAC- Combined Expatriate Residence Permit and Alien Card (West African nationals excluded).
• Address verification.

Forever Sterling

A Zero AMF Current designed for ONLY existing staff and ex-staff of the Bank. (Formerly Sterling Alumni)

• Zero opening balance
• Zero daily minimum balance
• Zero AMF
• Access to consumer finance
• Access to Electronic Banking
• SMS Alert
Benefits for Staff
• 15% discount on subscription on Swift networks.
• Account holders can stand as referee.
• Account will be treated like a regular
account.
Benefits for Ex-Staff
• Access to Consumer Banking Loans
• Access to existing staff rate on loans
• Access to free MSME Academy programs
• Access to Third party acquirer (3PA)
scheme

• Instruction to open the account by the staff
• All required documentation for a Classic Current Account for Ex-staff