Find out how your business is doing


Gain an edge over competition, with access to an array of tailored solutions and opportunities for your business.



Connect and Learn from like minds on the SME exclusive forum.


Access up to N5 million with no collateral at an attractive interest rate to meet all your business needs.

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A personalized approach to your business banking

Work with a Sterling SME specialist to get the most from your banking relationship. Access tailored products and services, along with tools and resources, all designed to support you and your business. You'll also enjoy the convenience of our numerous Sterling Bank locations

Tailor Made For You

Loan Products

Business Support Facility

Quick access of up to N5 million with NO Collateral at an attractive interest rate to meet ALL your business needs.

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Asset Financing

Purchase assets with ease and enjoy flexible payment options to scale up your business in no time.

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Group Lending

Fund capital projects or lend to members of your association with our flexible Group lending scheme tailored to soothe your needs and more

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Credit Card

Get the power to spend beyond your limits on your everyday purchases using our business credit cards.

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Payroll Financing

Don’t lose the trust of your employees! Never miss out on paying staff salaries ON TIME.

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Other Financing Options

Structured loans tailored to meet your LPO financing, invoice discounting and contract financing needs.

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Get an Estimate

Find out how much you'd need to pay back

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Please Note: This Calculator is for indicative purpose only. It is intended as a guide to provide information and estimates based on information you input into it

Business Diagnostic Tool


Your business health is very important.
See how well your business is doing with our business rater tool.

Visit Business Diagnostic Tool

Join our online community

Connect and learn from like minds on the SME exclusive forum

Our Testimonials

Find out what others say about us


Mr. Itoadon


"Fantastic Bank — processes are seamless and easy to relate with. I’m really enjoying banking with Sterling especially their organizational transparency"


Mrs. Ademayowa

Drinks & Beverage Distributor

Many thanks to all Staff and Management of STERLING BANK. The hard work you do every day is commendable, it has been of immense support to my company. I would like to request you to continue. Sterling walks the talk always.


Mr. Kazeem Femi

Restaurant Owner

I’m really glad that I decided to make Sterling my financial institution of choice. This decision has given me renewed enthusiasm towards the operations of my small business because I can always bank on their support and professional advisory services. I am never stranded with Sterling Bank.


Miss. Joy Adams

School Proprietress

I feel STERLING Bank has taken off like a rocket this year! The suites of products and propositions they offer never ceases to mesmerize me. From Business Support Facility, to SPECTA as well as their mobile app, there is nothing else an entrepreneur needs like a relationship with STERLING. Thank you for enriching my life

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Nigeria from Sterling Bank.