Discounted Vehicle Financing in Partnership with Elizade JAC Motors

Terms and conditons apply

Drive or Upgrade Big!

Up to ₦60 Million to Finance Your Next Car or Gadget

*Terms & Condition Apply

Partnerships & Offers

Get 10% off eligible JAC vehicles and access flexible financing through Sterling Bank.

Flexible payments. Low equity. Quick approvals.

Finance the car, gadget, or appliance you need — and spread the cost over time with Sterling’s Vehicle & Asset Finance, exclusively for salary account holders.

Flexible Repayment Plans

Up to 48 months for vehicles, 12 months for appliances and gadgets.

Minimal Upfront Payment

Just 20% equity for brand-new assets and 30% for second-hand vehicles.

Fast Approval & Disbursement

Swift processing through our network of trusted vendors and verified employers.

Full Insurance Coverage

All assets fully insured with Sterling listed as the first loss payee.

Verified Vendors Only

Buy with confidence from our credible vendors and asset checks for used vehicles.

Ready to drive or Updgrade?

Key Requirement

Valid means of ID
Proof of employment (Offer letter/Confirmation letter)
Last 3 months’ pay slips
Invoice from approved vendor
12-month bank statement (Sterling or other banks)
Equity contribution (20%–30%)
Favorable credit reports (CRC, CBN, FC)

FAQ (Frequently Asked Questions)

Loan Calculator

Loan Amount (₦) Tenure (Months)

Interest Rate Annually: 39%

Loan Summary

Monthly Repayment: ₦0.00

Total Repayment: ₦0.00

Vehicle & Asset Finance Application Form

Please fill out the form to begin your Vehicle & Asset Finance application.

Are you a Sterling Bank customer?

Yes, I am an existing customer No, I am new to Sterling Bank

Full Name

Email address

Phone number

Sterling bank account number

Type of Asset

Full Name

Email address

Phone number

Location

Closest branch (Non- sterling account holder). Click HERE to find out which branch is closest to you.

Employer Name

Monthly Net Salary

Type of Asset

Nearest Sterling Service Center

Estimated Cost of Asset View vehicle prices

Select Model

Passenger Vehicle (Saloon and SUV) Commercial Vehicle Light Duty Trucks

Passenger Vehicle (Saloon and SUV)

Commercial Vehicle

Light Duty Trucks

User consent

By submitting this form, you agree to our use of your data in accordance to our privacy policy. Also, I consent to Sterling Bank using the information provided above to process my Vehicle & Asset Finance request. I also authorize the Bank to obtain and review my credit history from licensed credit bureaus as part of the application process.

Full Name

Email address

Phone number

Sterling bank account number

Location

Closest branch (Non- sterling account holder). Click HERE to find out which branch is closest to you.

Employer Name

Monthly Net Salary

Type of Asset

Estimated Cost of Asset

Upload Proforma Invoice

User consent

By submitting this form, you agree to our use of your data in accordance to our privacy policy. Also, I consent to Sterling Bank using the information provided above to process my Vehicle & Asset Finance request. I also authorize the Bank to obtain and review my credit history from licensed credit bureaus as part of the application process.