Personal

Enjoy the simple life

Your banking experience should be quick,
convenient and secure.

USD/NGN - BUY: 1,500.00, SELL: 1,560.00 | GBP/NGN - BUY: 1,996.35, SELL: 2,169.80 | EUR/NGN - BUY: 1,725.60, SELL: 1,872.62 | ZAR/NGN - BUY: 88.38, SELL: 92.98

Naya

Naya is your helpful AI assistant. From information about our banking services to getting the latest FX rates and exploring our financial products, Naya's got you covered. Click the button below to get to know Naya better and discover how she can simplify your banking experience!

Ultra Cards

Enjoy excellent spending power with your Sterling Ultra Card. It provides access to a revolving line of credit to meet financial needs of a cardholder. It typically gives cardholders control to manage spends against their salary payments and investments at the end of each month.

One Woman

One Woman is focused on identifying and creating solutions that cater to the financial, social, business and personal needs of the Nigerian woman. Our solutions comprise an array of value-add offerings that enable women to achieve a more fulfilling life.

Ultimately, it’s a ONE-STOP SHOP.

The Business Hub

TBH is here to help you network, build your business and grow it. We have conducive meeting rooms and co-working spaces where you meet, interact and connect with people of like minds. There’s also a fashion lounge with equipment ready for your use at minimum cost.

Switch

Switch offers you secure, quick and convenient banking. The platform gives you easy access to multi-currency savings, cheaper transfer rates and the best lending, investment and insurance products in Nigeria. You can either carry out transactions with your wallet or account.

OneHome

OneHome is where affordability meets personalized living solutions. Whether you're renting, securing a mortgage, or investing in real estate, we provide practical solutions tailored to your specific needs. Say goodbye to unnecessary complications and hello to your perfect living space. Dive deeper to unlock the key to your future home.

Diaspora

This account offers you flexibility to open and run a sterling account from any where in the world, helping you manage your relationships in Nigeria whilst abroad. You will also have access to our digital platform, switch, where you can carry out all your banking transactions seamlessly.

Discounts

Enjoy exclusive discounts and offers on a wide range of personal lifestyle services. Save more and enjoy the experiences you love with perks as a Sterling account holder, from shopping to wellness and everything in between.

Download the Sterling Bank Annual Report 2023

Latest News

Latest news, press related material, announcements and our media resources.

A young African woman standing outdoors at sunset, holding a notebook and wearing a backpack. She looks upward with hope and determination, with city buildings in the distant background and glowing sparkles in the air, symbolizing aspiration and opportunity.

Sterling Beyond Education Scholarship: How Foluke’s Friend Changed Her Future

Foluke stared at her phone screen, reading Ayo’s message for the third time. “Babe, check this Sterling thing. I think this might be your shot.”

A relaxed African man lounging on a rooftop terrace, holding a smartphone and enjoying a drink. He is surrounded by a glowing digital shield overlay, symbolizing secure mobile banking and data protection in a comfortable, modern setting.

Your Money’s New Best Friend: Sterling Shield

Let’s be honest. In today’s digital world, online fraud is about as common as traffic in Lagos; frustrating, inevitable, and something we all hope to

A group of smiling young African professionals posing together in front of a pink background. They are dressed in smart casual and business attire, exuding warmth and confidence.

Mid-Year Financial Reset: Your July Action Plan for the Second Half of 2025

As we wave goodbye to June and get ready to welcome July, we find ourselves at a crucial financial crossroads. The first half of 2025