About One-Woman

The One Woman proposition comprises of an array of value-add offerings developed to meet the financial, business and personal needs of the Nigerian working woman (professionals). We aim to provide them with a protection plan against unforeseen vulnerabilities like loss of their spouse/divorce, loss of their jobs and sudden illness/ailments.

To achieve this, we have provided access to high yielding investments products, free financial literacy classes, and valuable discount partnerships (with several outlets, companies and organizations) that appeals to their needs and lifestyle



Doubble by Sterling is an investment product which allows you save monthly or in a lumpsum from 1- 5 years and get repaid double your previous monthly savings from the 6th year for the next 10 years.


I-invest is a mobile application which allows you purchase Treasury bills/ Government bonds without the aid of a broker. In addition, the application provides a UI dashboard to allow you track your investments.

Gold Invest

Lover of gold jewelry and all things shiny? Don’t let it stop at just looking good. Purchase gold with flexible repayment plans on our Alternative mall and learn to build wealth, plan and invest smartly.

Special Offers and Discounts

Get the One-Woman debit card at 700 Naira which is 30% less than a normal debit card discount and enjoy access to several discounts on lifestyle offerings in Nigeria.

Click here to see list of discount stores.



Business finance; Enjoy 2% less prime lending rate for all personal and business loans as a One-Woman customer

Maternal finance; Get access to quick and easy medical finance for fertility treatments, IVF treatments and access to other maternal related financial requirements.

Specta; Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office.

Apply Now



Get access to Health Insurance and get cover for yourself, family, domestic or business staff for as low as N7,500 annually.

Coming Soon.


Lifestyle Services

ALT-Mall; ALT Mall is an e-commerce platform developed by Sterling Alternative Finance (SAF) to provide customers great shopping experience and flexible payment options. You can choose to pay with a Sterling Alternative Finance account and pay in installments over a period of time with no interests.

Click here to begin shopping.


News and Events

Abandon Caution

So you ignore the warnings, put your mask aside, shake hands and hug everyone you see and finally come home to carry crying junior, without


Most frequent questions and answers

One Woman is not a direct bank account but a platform that allows access to an array of offerings for the Sterling female customer.

Open a Sterling current or savings account, request for the One Woman debit card and get access to other benefits

We offer both Master card and Verve cards.

Walk into any of our listed partner stores listed HERE to enjoy discounts on payments

Anyone can apply to be our partner. Simply register HERE and we will review your application for next steps.

Get In touch


Address Sterling Towers, 20, Marina Lagos

Email customercare@sterling.ng

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