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Open a current account that suits your needs in a few simple steps.

Account Offerings

Looking for a flexible bank account that offers you a wide range of banking services, such as sending and receiving money easily, limitless withdrawals, paying bills, and a lot more? Then our current account is just what you need. Select from any of our current account plans and immediately be on your way to easy banking.


There are times when you need that added thousand to cater to urgent business needs but it’s proving elusive. How about you get our Classic Current account that gives you access to consumer finance and overdraft facilities.

  • • Opening and Minimum Account Balance- N5,000 (Not restrictive), N/A
  • • Access to 24/7 online and mobile banking services
  • • Issuance of cheque book, Visa Naira and instant Verve card
  • • Access to Sterling Verve Pay Day card
  • • Allows third party cheque withdrawals, either over the counter or through clearing
  • • Instant SMS alerts on all transactions
  • • AMF (Account Maintenance Fee) at =N=1/mille (Negotiable with huge turnover)


Welcome to a World Of Freedom, Set yourself free! You can now take charge and enjoy the experience of freedom from unnecessary charges.

  • • Bespoke customer journey and experience
  • • World class solutions tailored to suit your lifestyle
  • • Free customized cheque books
  • • Free Debit Card and, wait for it…
  • • Free SMS

Pay As You Use

(Pay Per Turnover Band)

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• This product is targeted at Agro Input Dealers in Nigeria who are engaged in the distribution of Farm Inputs such as Fertilizers and Seeds. They must be registered on the Cellulant Platform and assigned codes and National Seed Council (NASC) of the Federal Ministry of Agriculture and Rural Development.

• The product is available to Seed Companies certified by Nigerian Agricultural Seed Council (NASC) and Primary Agro Dealers trained and accredited by International Fertilizer Development Centre (IFDC).Customer must open an account with the Bank.

• Interest rate of 18% (inclusive of insurance cost) is broken down as follows; Interest Rate 16.5%. CRG Fee 1%. Insurance 0.5% 50% IDP. 75% NIRSAL Guarantee.

Domiciliary Account

This allows you to maintain current accounts in foreign currencies. Transactions (deposits & withdrawals) are carried out in the same currency in which the account is denominated.

  • • Minimum opening balance of $100 or its equivalent in other currencies (GBP & EURO).
  • • Standing orders for transactions.
  • • Allows for offshore remittances.