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Savings Account

Our savings accounts will put you on track to meet your goals.

Account Offerings

Are you saving for a big or small project, or just in case something unexpected comes up? We have an array of savings account offerings to set you on the right path. Let’s help you find a savings plan that’s just right for your needs.

Kids & Teens

Opening a savings account for your children will not only prepare them for the future, but also help them cultivate the habit of saving from an early age. The Sterling Savings account for kids will set them on a path to financial success way before their peers

Youth

Being young, trendy and financially secure at the same time might not be the easiest thing to combine, especially in today’s developing world. The Sterling Savings account will help you secure financial independence and also stay up to date with all the cool stuff your friends are excited about.

Entrepreneur

Being young, trendy and financially secure at the same time might not be the easiest thing to combine, especially in today’s developing world. The Sterling Savings account will help you secure financial independence and also stay up to date with all the cool stuff your friends are excited about.

This product is targeted at Agro Input Dealers in Nigeria who are engaged in the distribution of Farm Inputs such as Fertilizers and Seeds. They must be registered on the Cellulant Platform and assigned codes and National Seed Council (NASC) of the Federal Ministry of Agriculture and Rural Development.

The product is available to Seed Companies certified by Nigerian Agricultural Seed Council (NASC) and Primary Agro Dealers trained and accredited by International Fertilizer Development Centre (IFDC).Customer must open an account with the Bank
Interest rate of 18% (inclusive of insurance cost) is broken down as follows; Interest Rate 16.5%. CRG Fee 1%. Insurance 0.5% 50% IDP. 75% NIRSAL Guarantee.

Employed

As a salary earner, the temptation to go on a shopping spree when that pay check finally comes in is always almost impossible to resist. Why not open an account that will help you keep your money safe and guarantee you a wide-range of benefits?

• Individual
• Members of Groups or Associations/Cooperatives
• Corporate Enterprises/ Individuals with evidence of land ownership with minimum of 20 hectares
• State Government
• Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) Guarantee of 75%.
• 20% of the tractor value will be contributed by the benefiting operator as equity. This would be deposited in the savings account and put on lien throughout the loan period.
• Bank’s funding of the tractor is 100%.

Associations & Unions

This savings account is aimed at helping associations, unions, clubs, societies, etc, get the best out of their funds by offering mouth-watering interests and guaranteeing them easy access to their money.

All actors in the agricultural value chain can benefit under NIRSAL. It’s a financing initiative that will provide farmers with affordable financial products and reduce the risk of granting bank loans to farmers.

• You will have to open an account with the Bank
• The Agricultural value chain where you operate must be clearly identified
• Availability of off takers must be identified and contract agreements must be sough

Domiciliary Account

If you receive income in a particular foreign currency denomination, this account allows you to maintain savings accounts in currencies other than naira. Transactions (deposits & withdrawals) are carried out in the same currency in which the account is denominated.
• Minimum opening balance of $100 or its equivalent in other currencies (GBP & EURO).
• Attractive interest rates.
• Standing orders for transactions.
• Allows for offshore remittances.