What is OneWoman?

OneWoman is Sterling Bank’s value proposition for women, designed to support Nigerian women across all walks of life. We deliver tailored solutions that address the financial, wellness and social needs of women through:

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Our Offerings

Banking solutions designed to help women manage money smarter and achieve personal goals.

Personal Accounts

Open an account on OneBank and enjoy zero transfer fees, convenience and everyday financial needs

Personal Loans

Flexible loan options for your personal projects and dreams with flexible repayment plans designed around you.

Solutions built to help women-owned businesses grow and thrive.

Business Accounts

Choose from flexible business account accounts like Zero AMF account, SUPA Flex and more for entrepreneurs.

Business Loans

Affordable financing solutions such as business support facility, assets, HEART sector specific loans and more

Curated products, perks and experiences that enrich women’s lives beyond banking.

OneWoman card

A debit card offering exclusive discounts and perks from our partners

HerPlan

Affordable health insurance designed for women and families, in partnership with Skydd

SheTours

Unique travel and leisure experiences curated for women, in partnership with Torrista

HerSolar

Flexible solar financing for individuals and businesses, in partnership with Imperium

Dedicated training and learning programs for women in careers and business.

Training & Mentorship

Practical workshops, business clinics, and career-focused mentorships

Export Readiness

Specialized support to help women entrepreneurs expand into international markets.

Professional Growth

Capacity-building opportunities that empower women to scale in their chosen fields.

FAQ

Frequently Asked Questions

No. OneWoman is not a bank account. It is Sterling Bank’s women-focused proposition that combines tailored financial products, lifestyle benefits, training opportunities, and a supportive community designed specifically for women.

OneWoman is open to all Nigerian women, whether you are a student, professional, entrepreneur, farmer, or creative. We support women at every stage of their journey with solutions that match their needs.

You can sign up to be part of the OneWoman community without an account. However, to benefit from offerings such as loans, cards, or savings products, you will need to open a Sterling Bank account.

Simply open a Sterling Bank account and request the OneWoman debit card through OneBank. With this card, you’ll enjoy exclusive discounts and offers from our partner brands.

Simply open a Sterling Bank account and request the OneWoman debit card through OneBank. With this card, you’ll enjoy exclusive discounts and offers from our partner brands.

Download the OneBank app at sterling.ng/ONEBANK and create your account in a minute.

If you run a business and want to offer discounts to OneWoman cardholders, visit sterling.ng/wpartner to apply and join our growing network of partners.

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Empowering Women for Global Trade!

Imagine a Nigeria where women break barriers with powerful impact. The OneWoman Mentorship Program in partnership with WISCAR, empowers talented, ambitious women to lead and shape the nation’s future.

With this Program, we dismantle obstacles, promoting collective success. By equipping women with leadership skills and confidence, we help build stronger companies and a vibrant economy.

Introducing
OneWoman Saver!

OneWoman Saver, backed by Women’s World Banking and the Gates Foundation, introduces a savings initiative in Lagos, Delta, and Ogun State. It offers easy savings and a 6% interest rate for 6 months to empower low-income women financially.

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apparel, boutique, bags

HerMarketplace Popup

Everywoman is a boss waiting to happen. Ready to turn your passion into a profitable empire? HerMarketplace is your launchpad to success. We’re building a community where small businesses thrive and women shine. Join us and let’s redefine what’s possible. Are you ready to dominate?

Join the waitlist and be among the first to come on board.

Join Our Community

Enjoy exclusive updates on financial and lifestyle offerings designed for women, along with invitations to trainings, workshops, and networking events.

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Benefits

OneWoman is accessible to women across all spheres of life.

  – Access to market for your business.
  – Mortgage and rent financing
  – Asset Financing loans.
  – Distributorship Financing
  – Business Registration with 3yrs free banking services
  – Pensions and insurance solutions.
  – Access to discounts from our partners stores using one woman card.
  – Access to health solutions One Mama

To enjoy the benefits of the initiative, you must first open an account (savings, current or corporate) with Sterling and then express your interest in joining our community.

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HerMarketplace Popup

Are you ready to transform your passion into a thriving business? HerMarketplace is a OneWoman community event created to empower women entrepreneurs. This is your opportunity to showcase your business to an eager and supportive audience. Together, we’re building a community where small businesses flourish and women shine.

Don’t miss out—join the waitlist today and be among the first to come onboard.

Explore Our Products

Investment​

i-invest

I-Invest is a mobile application designed to encourage customers to build a savings and investment culture. I-Invest offer investments in Treasury Bills, Eurobonds & Equity in a secure, fast and convenient way.

Doubble

Doubble is an automated investment platform that allows you invest at your convenience and get back up to 200% over a period. With Doubble, you choose to invest either in one contribution (lump sum) or periodic contributions with investment options available in Naira and Dollars.

Financing​

OneWoman Debit Card

Get the OneWoman debit card and enjoy access to several discounts on lifestyle offerings in Nigeria.

Specta

Specta is the fastest online lending platform that gives individuals & businesses loans of up to 5 Million Naira in one transaction all within 5 minutes! No paper, no collateral and no visit to any office.

Edubanc

Edubanc is a tech-based banking platform which focuses on providing banking and social services to stakeholders in the education sector to enable improved learning outcomes and business growth for schools.

Lifestyle​

Altmall

Alt Mall is an e-commerce platform developed by Sterling Alternative Finance (SAF) to provide customers great shopping experience and flexible payment options. On Alt Mall, customers can shop using web and mobile devices; choose a preferred option for getting their items (pick up or delivery) as well as flexible payment options.

OneBank

OneBank is a 100% digital banking app brought to you by Sterling bank. It offers you the ability to register and bank instantly and you can make payments, invest and borrow money, all in the app. With OneBank, a customer can get everything done without entering a branch. You can self-onboard, enter your BVN, up load your documents and start transacting.

Healthbanc

Healthbanc is an online platform that uses technology, advocacy, and finance to solve the problem of inefficient service delivery within the health sector. Through strategic partnership with leading stakeholders within the healthcare industry, Healthbanc aims to change health experience across the whole value chain by providing value-driven technology products that solve the challenges faced by key players (providers and consumers) within the industry.

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