Do Am with AfriGo!

Enjoy seamless payments, exciting rewards, and interest-free loans with the Sterling AfriGo debit card.

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Benefits You'll Love

N5,000 Activation Bonus

Earn N5,000 immediately upon activating your AfriGo debit card. This offer is available only to new Sterling Bank customers and existing customers who don’t already have a debit card.

Transaction Reward

Customers who rank as top transacting customers with their AfriGo debit cards will qualify for weekly rewards in the AfriGo league.

Weekly Cash Prize

Be one of the top 20 users with the most transactions every week and stand a chance to win cash prizes of up to N100,000! 

Afrigo Card 1

Key Features of the Sterling AfriGo Card

Naira Denominated
Transactions are processed in Naira, helping you manage your expenses locally.
EMV-compliant technology ensures top-level protection for your transactions.
Use your card at ATMs and POS terminals across Nigeria, with 24/7 access to your funds.
Earn exciting rewards and bonuses as you make transactions.
Enjoy quick and smooth transactions, wherever you are.

Get a Loan with AfriGo!

30-day interest-free loan, just for you!
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AfriGo Debit Card - FAQs

What is an AfriGo Card?
What is an AfriGo Card?The AfriGo Debit Card is Nigeria’s national domestic card, powered by NIBSS. It aims to promote a cashless society, boost financial inclusion, improve transaction efficiency, and support the growth of the Nigerian financial market.
  • Denominated in Naira.
  • Enhanced security with EMV compliance.
  • Accepted at ATMs and POS terminals nationwide.
  • 24/7 easy access to your funds.
  • Attractive rewards program.
  • Fast, seamless transaction processing.
As an AfriGo cardholder, you’ll enjoy enhanced security, smoother transactions, flexible payment options, a rewarding experience, and cost-effective service.
The AfriGo card offers features similar to Verve cards but is specifically tailored for the Nigerian market, regulated by local banking authorities to support domestic transactions.
The AfriGo Debit Card costs N1,000 plus an additional N75 VAT.
Visit any of our branches or contact customer service to request an AfriGo card. You’ll soon be able to request the card through the OneBank Mobile App as well.
The AfriGo card is a special order, and it takes 3-5 business days to process.
You can link your AfriGo card to either a Savings or Current account.

There are three ways to activate your card:

  • ATM Activation: Insert the card, select “New card? Select PIN,” enter a default 4-digit PIN, generate an OTP, and enter the OTP to confirm PIN setup.
  • OneBank Mobile App: Log in to the app, navigate to the Cards menu, select Card Activation, and set up a 4-digit PIN.
  • Branch Activation: Visit a Sterling Bank branch to activate the card using the Twig POS.
ATM withdrawals from other banks’ ATMs are free for the first 3 withdrawals, after which a fee of N35 applies.
  • Daily ATM Withdrawal Limit: N150,000
  • Daily POS Limit: N2,000,000
  • Daily Online/Web Limit: N1,000,000
No, the AfriGo card is only for domestic transactions within Nigeria.
Yes, the AfriGo card works for ATM and POS transactions. Online payments will be available soon.
  • Block your card immediately using the OneBank app.
  • Call our customer service on 07008220000 or [email protected] for further assistance.

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