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Accept payments from customers anywhere and anytime

Your one-stop solution that enables your business accept payments online with or without a website.

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Designed with your business in mind

PayOn is designed to meet the needs of all business sizes- Small, Medium, or Large.

Why PayOn

We’ve got Amazing Features

Extensive payment modes- USSD, Cards, Bank transfer etc.

Enriched dashboard for real time transaction monitoring.

Easy API integrations.

Ability to respond to chargebacks.

Mobile & Web integration support. PayOn is poised to outperform security and performance benchmarks.

Recurring payments capabilities.

Your business does not need to have a website to use the service.

Ability to generate invoices with attached links for payments.

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Zero setup/ integration fees

With setup and integration at no cost, PayOn provides the most extensive set of payment methods with several payment options including cards (local and international), USSD, QR and Account-based payment options.

Never miss a transaction

With PayOn, your payments are only a click away. You can easily generate payment links to include in e-invoices to your customers and monitor your transactions via an interactive dashboard. Get started on PayOn to enjoy all these and more, with round-the-clock customer support.

Frequently Asked Questions

  • A Sterling Bank Corporate account. If you do not have one, click HERE to open. ·
  • Complete documentation. Click HERE to download the onboarding forms to be completed and submitted via email to [email protected]
  • Acceptance of the Terms and Conditions.

There are several payment methods available including Cards, QR, USSD, Bank transfers as well as other African regional payment methods such as Mpesa, Mobile Money, etc.

  • Local transactions: One day after the transaction (T+1).
  • International transactions: Seven days after the transaction (T+7).

PayOn supports self on-boarding. Please click here to sign up, and commence integration immediately.

Yes, PayOn caters to several categories of customers. For merchants without websites, they can generate a payment link and send to your customers for payments.

All the required transactions details are accessible from the “transactions” tab on the dashboard.

  • Integration fee: Free
  • Local/Domestic transactions: 1.5% of transaction value capped at N2,000.
  • International transactions: 4% of transaction value


(Please note that these pricing can be negotiated, based on transaction volumes and can be reviewed occasionally).

Disputes are resolved via the standard chargeback process where the payer’s bank communicates to Sterling bank on your behalf for the dispute to be resolved effectively.

There is an efficient support structure in place. We have a dedicated Customer Success team ([email protected]) available to respond to all queries you have. We also have other dedicated channels for ease of collaboration during and after the integration process.

Payments can be received in other currencies. However, this is subject to meeting certain requirements. For more information on the requirements send an email to [email protected].

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