Enhance your Workplace Benefits
Unlock a suite of tailored financial solutions and exclusive offerings with Workplace Banking for employees with Sterling Salary Accounts.
Payroll Lending Offers
Access flexible loans with competitive rates, designed specifically for salaried individuals and annuitants.
Personal Loan
Enjoy convenient access to unsecured loans of up to N60million. This option extends lending to employees of blue-chip companies, large corporations, Federal Government MDAs, and State governments.
Buy back loan
Designed to buy over loans of salaried employees who have existing loans with other banks.The loan is purchased under the condition that the customer transfers their salary account to Sterling
Sterling Payday loan
Secure up to 50% of your monthly net pay in advance as a confirmed employee with a Sterling salary account. Minimum obligor limit of N50,000 and Maximum of N1million
Annuity Loan for Senior Citizens
Tailored to support retirees of Pension Fund Administrators within the age bracket of 50-70 years, available to those with annuity deposits through Sterling.
Asset Financing
Designed to help you finance the purchase of essential personal assets including vehicles, appliances, rent and home acquisition with flexible payment options and competitive rates.
Vehicle and Asset Financing
Easily acquire tangible assets like new and used cars, appliances, and more. Available to confirmed employees with Sterling Salary accounts, this financing option offers a straightforward path to ownership.
Rent Financing
Access up to N5,000,000 unsecured short- and long-term loans. Designed to help you cover rent for various properties, including residential properties and commercial properties such as offices, retail store buildings and warehouses.
Home Acquisition
Secure your dream home with mortgage-backed facilities for salaried individuals, Purchase the property of your choice, financed by Sterling Bank, and repay comfortably over an approved period.