Earn from every business transaction

Use SterlingPro and Banca for your everyday business transactions and bill payments to unlock cashback and more perks.

Opt In to Participate Choose a Channel
Click here for Terms and conditions apply.
Business owner using digital payment tools at a shop counter

How It Works

Transact and pay bills on SterlingPro and Banca

01

Use Sterling digital channels

Transact on SterlingPro or Banca for your business payments and collections.

02

Meet Monthly transaction count target

Complete the required number of transactions within the month.

03

Earn rewards

Unlock cashback, airtime/data, and related benefits based on your customer category.

Who Can Participate

For existing business customers

Existing business customers

Not using our digital channels yet?

Get onboarded on SterlingPro and Banca to start earning from your transactions

Already onboarded but not active?

Start transacting and qualify for rewards once you meet monthly transaction count targets

Already carrying out less than 5 transactions

Increase your transaction count and unlock more value monthly.

What You Stand To Earn

Monthly rewards by customer category

Use the guide below to understand the targets and benefits available to each customer segment.

SME rewards campaign requirements and rewards
Customer Category Requirements and Rewards
New to Digital (Not Yet Using Channels)
  • Lower Biz: Sign up on any channel, SterlingPro or Banca. Complete at least 10 transactions in a month and earn ₦1,000 airtime.
  • Upper Biz: Complete at least 10 transactions in a month and earn ₦500 cashback on every 10 transactions.
Onboarded but Not Transacting Customers
  • Lower Biz: Complete at least 20 transactions in a month and get ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver)
Low Transaction Customers (Less than 5 transactions monthly)
  • Lower Biz: Complete at least 20 transactions in a month and earn ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver)

Choose Your Channel

Use any business channel to qualify

SterlingPro

Manage payments, transfers, and business operations in one place.

Get Started

Opt In

Opt in to participate

Enter your details to optin and start qualifying for rewards when you transact through Sterling business channels.

Cashback Airtime/data More perks

FAQ

Frequently asked questions

What is the SME Digital Boost Campaign?

This is a 90-day campaign designed to reward SME customers for using the Bank’s digital channels, Banca and SterlingPro. The more you transact digitally, the more rewards you can earn.

Who can participate?

This campaign is open to SME customers who:

  • Are not yet using our digital channels, Banca or SterlingPro.
  • Have onboarded on channels but are not actively transacting.
  • Already use digital channels but at a low frequency, less than 5 transactions monthly.
What do I need to do to qualify?

To qualify, you need to:

  • Onboard on any of our digital channels if you are not already onboarded.
  • Complete the required number of transactions in a month: 10, 20, or 30 depending on your category.
  • Make eligible transactions, including transfers and bill payments.
  • Complete inter-bank transactions of ₦50,000 and above, which are the only transactions that will count toward qualification.
How long will the SME Digital Boost Campaign run?

The campaign will run for three (3) months, from May 2026 to July 2026. You can qualify and earn rewards each month within this period.

What rewards can I earn?

Depending on the category, customers can earn:

  • Cashback rewards.
  • Airtime incentives.
  • Other eligible campaign benefits.
What is the reward structure?
Customer Category Requirements and Rewards
New to Digital (Not Yet Using Channels)
  • Lower Biz: Sign up on SterlingPro or Banca, complete at least 10 transactions in a month, and earn ₦1,000 airtime.
  • Upper Biz: Complete at least 10 transactions in a month and earn ₦500 cashback on every 10 transactions.
Onboarded but Not Transacting Customers
  • Lower Biz: Complete at least 20 transactions in a month and get ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers:Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver)
Low Transaction Customers (Less than 5 transactions monthly)
  • Lower Biz: Complete at least 20 transactions in a month and earn ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver)
Can I earn rewards more than once?

Yes. Customers can earn rewards monthly within the campaign period, provided they meet the eligibility criteria each month.

When will rewards be credited?

Rewards will be credited at the end of each month after your transactions have been reviewed and verified. Only customers who meet the required transaction criteria for that month will receive rewards.

Do I need to sign up for the campaign?

No. You will be considered once you meet the requirements.

Where can I get more information on this?

Please contact your Portfolio Manager. For enquiries, feedback, or support, please email [email protected], send a WhatsApp message, or call 0201 888 8822 or 0700 822 0000.