Serious Terms and Conditions

1.1 This Giveaway (“Campaign”) is promoted by Sterling Bank Plc. (“We”, “Us”, “Our” “Sterling”) with its registered office at 20, Marina, Lagos.

1.2. These rules shall govern and apply to this Giveaway as promoted on and run through our social media channels.

1.3. By entering the Campaign, you (“Entrant” “Participant” “Winner”) agree to be fully bound by these Terms and you represent and warrant that you satisfy all eligibility requirements set out herein. You further acknowledge and accept Our decision as final and binding as it relates to the content of this Giveaway.

This Campaign is open to individual legal residents in Nigeria. All entrants must be 18years and above. Employees of Sterling Bank Plc or its affiliates, their immediate family members (parents, children and siblings and their respective spouses) are ineligible to enter and win.

Entries will be accepted online via Sterling Bank’s social media channels; starting from the upload date displayed on the post and ending.

You may enter the Campaign via the entry method described below.

·       Download the Sterling OneBank App on android and ios devices.

·       Follow the instructions and open any account variant on OneBank

·       Proceed to answer the question “Guess who the writer of the feature article in Serious VI edition is” on either Sterling Bank’s Twitter or Instagram platforms

• The first 5 entrants on Twitter and Instagram respectively to answer correctly will be contacted and the participant will be required to provide the account number above

·       To qualify, entrants must open a Sterling Bank account on the OneBank app prior to answering the Giveaway question.

·       Answers and account numbers submitted will be verified.

The 5 winning participants on Twitter and Instagram respectively will be credited with N10,000 each.

i.         Selection will be based on first 5 entrants to correctly answer the Giveaway question.

             ii.         Winners will be notified via the applicable social media platform within 72 hours following their selection. Sterling shall have no liability for winner’s failure to receive notices due to network connectivity failure, winner’s social media account settings or any other issues.

             iii.         If a winner cannot be contacted or is ineligible, an alternate Winner will be selected.

i.         We reserve the right to cancel or amend the terms of the Campaign including these terms and conditions without notice to you in the event of an actual or anticipated breach of any applicable law or regulation, or any other event outside of our control or at our sole discretion.

                   ii.         Sterling shall not be responsible for: (a) lost, misdirected, late, or incomplete entries or for inaccurate entry information

                   iii.         All account numbers must be opened on Sterling Onebank app. Incomplete and robotic, automatic, programmed or similar entries will be disqualified.

                  iv.         The authorized subscriber of the social media account used to make an entry at the actual time of entry will be deemed to be the participant.

You agree to release and hold harmless Sterling and its affiliates, advertising and promotion agencies, partners, representatives, agents, employees, officers, and directors from any liability, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) your participation in the Campaign; (ii) technical failures of any kind, including but not limited to the malfunction of any device, cable, network, hardware, or software; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorised human intervention in any part of the entry process or the Giveaway; (v) electronic or human error in the administration of the Giveaway.

This Campaign and any dispute arising therefrom shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria.

This Giveaway is in no way sponsored, endorsed, or administered by, or associated with Instagram, Twitter or any other Social Network. You are providing your information to Us and not to any other third party. All personal information provided will be used in accordance with Sterling’s privacy policy.