Search
Close this search box.
Previous slide
Next slide
Previous slide
Next slide

OneBank, digital convenience right at your fingertips.

Skip physical branches, register and bank instantly, manage payments, investments, loans, and even support causes through community banking – all in one app. Experience seamless banking with dynamic news updates and join us for a brighter financial future.

*See Terms & Conditions

Features and benefits

Experience a Sleeker Interface

Experience seamless navigation with our app's sleek new look. Banking that's both functional and aesthetically pleasing.

Fast Account Opening

Open your account in minutes and start your journey to smarter banking today. Quick, easy, effective.

Smart
Budgeting

Take control with smart budgeting tools. Track spending, set goals, and personalize your financial strategy.

Notifications

Real-time alerts keep you informed and ahead. Never miss a transaction or bill reminder again.

Payment Links

Create and share payment links effortlessly. The ultimate convenience in sending and receiving money.

Revamped Receipts

Transaction receipts, redesigned for clarity. Track your spending with ease and accuracy.

FX Swap

Swap currencies instantly at competitive rates. International banking made simple and efficient.

Superfast Transfers

Send money in seconds with superfast transfers. Experience the pinnacle of convenience and speed.

Card Request

Request the Verve Ultra Card through the app. Unlock a world of premium benefits.

More features

Create a wallet account instantly with your mobile number.

Tired of remembering passwords? Use your fingerprint to access your profile and save yourself the stress of storing many passwords.

You can transfer funds from your wallet or account to any bank of your choice in Nigeria within seconds.

You can transfer funds from your wallet or account to anywhere around the world within seconds.

Secure your card during emergencies with the convenient freeze and unfreeze feature

Need quick cash or out of cash? Search for the closest Automated Teller Machine (ATM) and have access to withdraw cash even without your debit/credit card.

Initiate your standing order payment and be rest assured your transactions are processed at the set intervals. 

Fast and fair dispute resolution at your fingertips. We’re here to ensure your peace of mind.

Refer friends, spread the love, and earn rewards. Banking is better together.

Because you are so important to us, we would like to always hear from you. Do you have a feedback, enquiry, dispute or suggestion? Reach us via any of our customer care or social channels and you are sure to get a response any time of the day.

Open an account on OneBank and get a card

With the 100% digital banking app, you can now open an account and request for a free Verve debit card after performing your first transaction.
 
Once requested, the card gets delivered to your specified address.
 
You can apply for a debit card by following these simple steps.
 
  • Login to the OneBank app
  • Select Cards in the Menu
  • Select Request Debit Card
  • Click Verve Card
  • Provide all necessary details
  • Card will be delivered to your specified address.
 
Delivery is between 2-5 business days within Lagos and 2-7 business days for locations outside Lagos. 
  1. Become one of the first 100,000 OneBank customers to enjoy free Verve debit card delivered to your location/address.

  2. Existing customers with active debit cards are not qualified for the free debit card offer.

  3. To qualify, you must have performed at least one transaction on the OneBank app.

  4. Within Lagos, card delivery is between 2 to 5 working days  while for locations outside Lagos, delivery is between 2 to 7 working days.

  5. Card Delivery is nationwide.

Stay connected with OneBank

OneBank is powered by Sterling. It is a fully digital bank that provides convenient and secure access to banking services anytime, anywhere. With the OneBank app, you can open an instant account, send and receive money, pay bills, purchase airtime and data, invest, and apply for loans, all within one platform. Experience a new way of banking with exciting features, a user-friendly interface, and top-notch security.

To download the OneBank app, follow these steps:

  • Open the app store on your mobile device (Google Play Store for Android or Apple App Store for iOS).
  • In the search bar, type “Sterling OneBank” and press enter.
  • Locate the OneBank app in the search results and click on it.
  • Tap the “Install” or “Download” button to begin downloading.
  • Wait for the app to download and install on your device.
  • Once installed, open the OneBank app and follow the on-screen instructions to set up your account or log in if you already have one.
  • After setting up your account, you will be assigned a ‘Wallet Account’, but you must upgrade it to have an account number.

Yes, using the OneBank application is free of charge. You will only incur charges when you carry out a transaction. However, purchasing airtime through the app does not attract any fees.

Yes, you can access all your Sterling Bank accounts using the OneBank app. The OneBank app has an option labelled “See All” that allows you to view all your Sterling accounts.

Open OneBank and enter your username and password to log in to the app.

Once this has been validated successfully, an OTP will be sent to your registered phone number and email. Input the OTP to validate that you are signing into the app and continue.

If you have forgotten your username or password, do not worry. Click on the forgot password option and follow the steps below.

  • Provide your account number.
  • Supply the OTP sent to your registered phone number.
  • Send money to friends and family within seconds.
  • Pay bills with a few clicks, from electricity to cable TV to Internet Services.
  • Budget like a pro and make better spending decisions.
  • Seamlessly buy Airtime and Data plans for yourself or loved ones.
  • Request money from friends & family via a payment link.
  • Say goodbye to currency conversion hassles with the FX Swap feature.
  • Get a line of credit with the Verve Ultra Card to cover emergency expenses.
  • Apply for a loan both for business and personal use.
  • Invest easily.
  • Dispute your transaction.

And much more.

Yes, you can apply for various financial products directly through the app, streamlining the application process and saving you time.

One Bank is powered by Sterling. We guarantee highly robust security measures that ensure the safety of your financial information.

Absolutely. To get instant value in your Naira account, simply select the FX Swap option from the main menu and follow the prompts.

Once you login to OneBank, proceed to Menu, then Transaction Limits to set your preferred daily transaction limits (Make sure your account is Upgraded from Wallet).

Open your OneBank app, at the login page, tap “Forgot Password” and follow the prompts. You will need your account number, access to your registered phone number and other validation steps to complete this process.

The default daily transaction limit per customer on OneBank is N500,000. However, you can do a self-upgrade using your valid debit card or Facial recognition.  

Maximum Daily transaction limit for a Wallet account is N50,000

Maximum Daily transaction limit for a full KYC account is N25,000,000

Launch OneBank, login, and tap “Menu” on the NavBar. Scroll down to tap “Referrals”/” Share the Vibe” and follow the prompts.

  1. To upgrade your Tier 1 or wallet account to a full account, follow these steps:
  2. Click on the upgrade button on your Tier 1 account card on the dashboard.
  3. Capture a well-lit selfie for facial verification. Proceed to documentation after successful verification.
  4. If facial validation fails, click on proceed to continue.
  5. Choose ID card type for verification.
  6. Enter your ID number. For NIN, generate the 16-digit Virtual NIN number by dialing *3463*Your NIN number*471335# on your registered mobile number.
  7. Upload images of your ID card and signature specimen.
  8. Provide your residential address (ensure you are at your current address for automatic verification using OkHi).
  9. Submit once all steps are completed.
  10. Voila, your account has been successfully upgraded.

 

  1. To upgrade your Wallet account to a full account, kindly follow the steps outlined below.

 

  • Tap on the upgrade button on the wallet account visible on the dashboard.
  • Select preferred account type.
  • Provide your employment status.
  • Provide and validate your BVN.
  • Capture a well-lit selfie for facial verification. Proceed to documentation after successful verification.
  • If facial validation fails, click on proceed to continue.
  • Choose ID card type for verification.
  • Enter your ID number. For NIN, generate the 16-digit Virtual NIN number by dialing *3463*Your NIN number*471335# on your registered mobile number.
  • Upload images of your ID card and signature specimen.
  • Provide your residential address (ensure you are at your current address for automatic verification using OkHi).
  • Submit once all steps are completed.
  • Voila, your account has been successfully upgraded.

Call us on 07008220000 or email us at [email protected]. Alternatively, you can visit the nearest Sterling Bank branch.

*Showing only the top 5 results.

Position Username Points
1st
yuyu.odukoyas FB
100
2nd
jo.bug IG
92
3rd
lisa.m X
92

We are still collecting gems. Please check back later. 

Interested in investing in Nigeria? Please fill the form below and we’ll reach out to you.

HOW TO PLAY

  • Provide your contact details for win notifications.
  • Click "Spin" to start the wheel. Cross your fingers for an "EDF Ticket" win, or try again if it lands elsewhere!
Spin the wheel!
whatsapp