Turn Your Platform Into A Financial Ecosystem

Integrate wallets, payments, payouts, and other financial services into your platform through secure APIs from Sterling Bank.

Start Now

Power Every Side Of The Transaction

Digital wallet fintech 202604131155

Digital Wallets

Enable users to fund, store, and spend balances directly within your product.

Payments and Collections 202604131202

Payments & Collections

Accept and reconcile payments with reliable rails and clean settlement logic.

Instant Payouts fintech 202604131228

Instant Payouts

Trigger real-time disbursements to users, vendors, and operational partners.

Checkout Infrastructure fintech 202604131228

Checkout Infrastructure

Reduce checkout friction through optimized payment experiences across channels.

Co branded cards fintech 202604131231

Co-branded Cards

Issue cards tied to your product journey with controls for spend and rewards.

Loyalty and Cashback 202604131232

Loyalty & Cashback

Increase repeat behavior with incentive models linked to customer activity.

See How Businesses Use Embedded Banking

embedded banking use case icon 01

Marketplaces

Enable seamless buyer and vendor transactions

Use Cases:

  • Vendor payouts
  • Escrow wallets
  • Commission collection

Automate how money moves between buyers and sellers. Manage commissions efficiently while building trust through secure, transparent transactions.

Talk to us
embedded banking use case icon 05

Logistics Platforms

Simplify collections and partner payouts

Use Cases:

  • Rider payouts
  • Wallet management
  • Payment collections

Pay riders and partners efficiently while maintaining real-time visibility into collections and cash flow across your operations.

Talk to us
embedded banking use case icon 04

Healthcare Providers

Improve payment speed and patient experience

Use Cases:

  • Claims disbursement
  • Patient payments
  • Wallet-based access

Enable faster claims processing and easier patient payments, reducing friction across healthcare transactions.

Talk to us
embedded banking use case icon 03

Education Platforms

Streamline fee collection and disbursement

Use Cases:

  •  Fee collections
  • Student wallets
  • Disbursements

Simplify how fees are collected and managed while improving financial accessibility for students and institutions.

Talk to us
embedded banking use case icon 02

Public Sector

Enable transparent, large-scale fund management

Use Cases:

  • Beneficiary payments
  • Vendor disbursements
  • Revenue collections

Manage large-scale payments and collections with improved transparency, accountability, and operational efficiency.

Talk to us

Get Started

Submit your details and we will provide a tailored implementation path based on your product and transaction profile.

Frequently Asked Questions (FAQs)

It’s a campaign designed to encourage parents or guardians to grow their children’s savings and build a habit of consistent saving.

  • Existing Kids & Teens accounts with balances below ₦50,000 as at campaign start date.
  • New Kids & Teens accounts opened from the campaign start date.
  • For Existing Kids & Teens account holder. 

 

  • Opt in for the campaign here
  • Top up your child’s account with at least ₦100,000
  • Set up a scheduled transfer on OneBank or submit a standing order request here to automate savings to your child’s account.

 

  • For non-Kids & Teens accounts holders

 

  • Opt in for the campaign here
  • Open a Kids & Teens account for your child with a minimum deposit of N200,000
  • Set up a scheduled transfer on OneBank or submit a standing order request here to automate savings to your child’s account.

For Existing Kids & Teens accounts

  • Your child receives a 5% top-up bonus on the amount you add to increase their account balance. This reward is paid directly into the child’s account and is capped at ₦5,000 per child.

For New Kids & Teens accounts

Your child will receive Sterling branded gift items for kids such as school bag or lunch bag.

The boosted amount must be maintained for at least 30 days to qualify for the reward.

Qualified accounts will be notified and rewarded at the end of the campaign. Subject to maintaining the boosted balance for at least 30 days.