Specta is an online retail lending solution targeted at providing loans of up to N5 million in 5 minutes. The platform leverages on a strong credit algorithm that enable customers access loans without lengthy paper work or collateral once they have been pre-qualified.
With Specta, scoring is instant and disbursement done in less than 5 minutes. It has been enhanced to accommodate a wider range of customers through some recently deployed variants:
Specta Xtreme: This variant enables access to loans on the platform as long as they meet the pre-qualification criteria. Xtreme has disbursed over N250 million t over 400 customers in 3 months
Specta Prime: Prime was designed for corporate and individual customers who have existing investments with the Bank. This system considers the investment as pre-qualification criteria and disburses credit to the customers based on the value of their investments.
Designed to catch up and abundantly cater for the fast-moving pace of consumer needs, especially regarding online shopping. PayWithSpecta was built to ensure you get what you want/desire whenever you want it without being bothered about having the funds. An extension of our Specta loan platform, PayWithSpecta ensures customers-merchant relationships are easy concerning buying and selling of goods; which allows payments for gods cleared at once, while customers pay back in installments at their convenience.
Quick access of up to N5 million with NO Collateral at an attractive interest rate to meet ALL your business needs.
Imperium is a one stop platform for renewable energy solutions. The platform enables customers access affordable, reliable and sustainable source of power through outright purchase, lease to own or power as a service. The lease to own feature allows customers to spread payment over a period of 2 years.
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