It’s a 3-month reward promo for Sterling’s Tier 1 and 2 account holders who upgrade to Tier 3. Once you upgrade and grow your balance by at least ₦10,000, you qualify for ₦5,000 airtime reward and full access to banking services

From November 2025 to January 2026

This initiative supports Sterling’s drive to enhance financial inclusion and deepen customer relationships. It also helps customers enjoy more value, flexibility, and access to additional banking benefits.

All Sterling Tier 1 and Tier 2 account holders who complete their account upgrade within the campaign period.

Through any of the following convenient channels:

• OneBank app
• Sterling Bank’s website 
• Visit the nearest Branch
• Email your required documents to [email protected]

• Valid NIN slip or International Passport or Driver’s License
• Recent passport photograph
• Utility bill showing residential address provided on the account
• Signature of the accountholder

• Twenty-five (25) upgraded accounts with the highest account balance growth (minimum of ₦10,000) every week will receive ₦5,000 airtime each.
• Qualified customers will also receive a free Afrigo Debit Card (for men) or OneWoman Debit Card (for women).
• Upgraded customers improve their eligibility for the AlwaysOn Overdraft on OneBank as they begin to perform transactions on their account.

• No transaction limits: Full freedom to send and receive money without any daily or monthly limits.
• Financial products for life goals: Access to open additional accounts for Target Savings and account for kids.
• Campaign eligibility: Opportunity to participate in Sterling Bank’s ongoing reward programs and campaigns.

Airtime rewards will be credited weekly to the top 25 upgraded customers who meet the minimum deposit requirement. Other rewards will be available for pick-up at a closest Sterling Bank branch.

Winners will be notified via SMS, emails and/or phone calls.