A new way to live

OneBank is a 100% digital banking app brought to you by Sterling bank. It offers you the ability to register and bank instantly and you can make payments, invest and borrow money, all in the app.

With OneBank, a customer can get everything done without entering a branch. You can self-onboard, enter your BVN, up load your documents and start transacting.

Thereafter, you can enjoy the experience of starting an investment plan, applying for a loan transferring forex. Whilst using the app, you get to enjoy a dynamic news feed, scrolling forex and so many other features to look forward to.

Features and benefits

Self onboarding

Stay in control and bank on your terms. Download, create an account and transact all around the world from the convenience of your mobile phone.


Opportunities can sometimes be time-bound, that’s why OneBank offers quick loans of up to ₦5 million in 5 minutes.


Stay ahead of the market and enjoy up to 100% returns on your Naira and Dollar investments via Doubble on OneBank.

Forex transfers

You’re unlimited and so should your funds. Transfer funds from your wallet or account to anywhere around the world within seconds on OneBank.

Pay bills & airtime

Staying connected is the new way to live. Pay for airline tickets, cable & internet subscription and buy airtime seamlessly and conveniently.


Instantly create your virtual card for online shopping or request for an ATM card and have it delivered at no fee within 48 hours.

More features

Create a wallet account instantly with your mobile number.

Tired of remembering passwords? Use your fingerprint to access your profile and save yourself the stress of storing many passwords.

You can transfer funds from your wallet or account to any bank of your choice in Nigeria within seconds.

You can transfer funds from your wallet or account to anywhere around the world within seconds.

Secure your card during emergencies with the convenient freeze and unfreeze feature

Need quick cash or out of cash? Search for the closest Automated Teller Machine (ATM) and have access to withdraw cash even without your debit/credit card.

Initiate your standing order payment and be rest assured your transactions are processed at the set intervals. 

Because you are so important to us, we would like to always hear from you. Do you have a feedback, enquiry, dispute or suggestion? Reach us via any of our customer care or social channels and you are sure to get a response any time of the day.

Open an account on OneBank and get a free card

With the 100% digital banking app, you can now open an account and request for a free Verve debit card after performing your first transaction.
Once requested, the card gets delivered to your specified address for FREE.
You can apply for a debit card by following these simple steps.
  • Login to the OneBank app
  • Select Cards in the Menu
  • Select Request Debit Card
  • Click Verve Card
  • Provide all necessary details
  • Card will be delivered to your specified address.
Delivery is between 2-5 business days within Lagos and 2-7 business days for locations outside Lagos. All at NO cost.
  1. Become one of the first 100,000 OneBank customers to enjoy free Verve debit card delivered to your location/address.

  2. Existing customers with active debit cards are not qualified for the free debit card offer.

  3. To qualify, you must have performed at least one transaction on the OneBank app.

  4. Within Lagos, card delivery is between 2 to 5 working days  while for locations outside Lagos, delivery is between 2 to 7 working days.

  5. Card Delivery is nationwide.

Stay connected with OneBank