Earn from your business transaction

Perform qualifying number of transactions with our corporate digital banking channelsto earn cashback, airtime and more.

Opt In to Participate Choose a Channel
Click here for Terms and conditions.
Business owner using digital payment tools at a shop counter

How It Works

Transact and pay bills on SterlingPro and Banca

01

Use Sterling digital channels

Transact on SterlingPro or Banca for your business payments and collections.

02

Meet Monthly transaction count target

Complete the required number of transactions within the month.

03

Earn benefits

Unlock cashback, airtime/data, and related benefits based on your customer category.

Who Can Participate

For existing business customers

Existing business customers

Not using our digital channels yet?

Get onboarded on SterlingPro and Banca to start earning from your transactions

Already onboarded but not active?

Start transacting and qualify for cashback, airtime and more once you meet monthly transaction count targets

Already carrying out less than 5 transactions

Increase your transaction count and unlock more value monthly.

What You Stand To Earn

Monthly Benefits by Customer Category

Use the guide below to understand the targets and benefits available to each customer segment.

SME Boost campaign requirements and benefits
Customer Category Requirements and Benefits (Subject to T&Cs)
New to Digital (Not Yet Using Channels)
  • Lower Biz: Sign up on any channel, SterlingPro or Banca. Complete at least 5 transactions in a month and earn ₦1,000 airtime.
  • Upper Biz: Complete at least 10 transactions in a month and earn ₦500 cashback on every 10 transactions.
Onboarded but Not Transacting Customers
  • Lower Biz: Complete at least 10 transactions in a month and get ₦500 cashback on every 10 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver). The POS is subject to credit approval (where applicable), satisfactory account conduct, device availability, the execution of applicable POS documentation, and continued compliance with the Bank's lending and merchant requirements.
Low Transaction Customers (Less than 5 transactions monthly)
  • Lower Biz: Complete at least 20 transactions in a month and earn ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver). The POS is subject to credit approval (where applicable), satisfactory account conduct, device availability, the execution of applicable POS documentation, and continued compliance with the Bank's lending and merchant requirements.

Choose Your Channel

Use any business channel to qualify

SterlingPro

Manage payments, transfers, and business operations in one place.

Get Started

Opt In

Opt in to participate

Enter your details to opt in and start qualifying for Benefits when you transact through Sterling business channels.

Cashback Airtime/data

FAQ

Frequently asked questions

What is the SME Digital Boost Campaign?

This is a 90-day campaign designed to reward SME customers for using the Bank’s digital channels, Banca and SterlingPro. The more you transact digitally, the more Benefits you can earn.

Who can participate?

This campaign is open to SME customers who:

  • Are not yet using our digital channels, Banca or SterlingPro.
  • Have onboarded on channels but are not actively transacting.
  • Already use digital channels but at a low frequency, less than 5 transactions monthly.
What do I need to do to qualify?

To qualify, you need to:

  • Onboard on any of our digital channels if you are not already onboarded.
  • Complete the required number of transactions in a month: 5, 10, 20, or 30 depending on your category.
  • Make eligible transactions, including transfers and bill payments.
  • Complete inter-bank transactions of ₦50,000 and above, which are the only transactions that will count toward qualification.
How long will the SME Digital Boost Campaign run?

The campaign will run for from September 2026 to December 2026. You can qualify and earn Benefits each month within this period.

What is the reward structure?
Customer Category Requirements and Benefits
New to Digital (Not Yet Using Channels)
  • Lower Biz: Sign up on SterlingPro or Banca, complete at least 5 transactions in a month, and earn ₦1,000 airtime.
  • Upper Biz: Complete at least 10 transactions in a month and earn ₦500 cashback on every 10 transactions.
Onboarded but Not Transacting Customers
  • Lower Biz: Complete at least 10 transactions in a month and get ₦500 cashback on every 10 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers:Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver). The POS is subject to credit approval (where applicable), satisfactory account conduct, device availability, the execution of applicable POS documentation, and continued compliance with the Bank's lending and merchant requirements.
Low Transaction Customers (Less than 5 transactions monthly)
  • Lower Biz: Complete at least 20 transactions in a month and earn ₦500 cashback on every 20 transactions.
  • Upper Biz: Complete at least 30 transactions in a month and earn ₦1,000 cashback on every 30 transactions.
  • Borrowing Customers: Complete at least 30 transactions in a month and get ₦1,000 cashback (on every 30 transactions) + Free POS terminal (with free data & caution fee waiver). The POS is subject to credit approval (where applicable), satisfactory account conduct, device availability, the execution of applicable POS documentation, and continued compliance with the Bank's lending and merchant requirements.
Can I earn Benefits more than once?

Yes. Customers can earn benefits monthly within the campaign period, provided they meet the eligibility criteria each month.

When will benefits be credited?

Rewards shall be credited or delivered within such timeline as may be determined by the Bank after internal verification of eligibility.

Do I need to Opt-in for the campaign?

Yes, you need to Opt-in and meet the requirements.

Where can I get more information on this?

Please contact your Portfolio Manager. For enquiries, feedback, or support, please email [email protected], send a WhatsApp message, or call 0201 888 8822 or 0700 822 0000.