Health Insurance Made for Women
HerPlan gives you up to ₦5 million in annual health cover, including therapy, child and maternal care, emergency support, and cancer screening from just ₦5,000 a month.
Choose a Plan That Works for You
| Benefits | Plan 1 (₦5,000/month) | Plan 2 (₦6,000/month) | Plan 3 (₦8,000/month) |
|---|---|---|---|
| Annual Health Coverage | ₦1,500,000 | ₦3,000,000 | ₦5,000,000 |
| Reproductive & Maternal Care | Covered subject to overall annual limit | Covered subject to overall annual limit | Covered subject to overall annual limit |
| Family planning services (contraceptives, counseling) | Covered | Covered | Covered |
| Antenatal & postnatal checkups | Covered | Covered | Covered |
| Ultrasound scans | Covered | Covered | Covered |
| Discounts or partial coverage for delivery (C-section & normal) | Covered | Covered | Covered |
| Specialist gynecologist access | Covered | Covered | Covered |
| Cancer & Preventive Screenings | |||
| Pap smears | Covered | Covered | Covered |
| Clinical breast exams | Covered | Covered | Covered |
| Mammograms | Covered | Covered | Covered |
| Mental Wellness | |||
| Monthly therapy/counseling sessions (virtual or physical) | Covered | Covered | Covered |
| Access to postpartum depression support | Covered | Covered | Covered |
| Child & Family Support | |||
| Pediatric care for up to 2 children under 10 | Covered | Covered | Covered |
| Immunization coverage for children | Not covered | Partially covered | Covered |
| Everyday Health (Outpatient Care) | Annual limit of 150,000 | Annual limit of 250,000 | Annual limit of 325,000 |
| General outpatient care (consultations, malaria, typhoid, etc.) | Covered | Covered | Covered |
| Diagnostic tests (e.g., blood tests, pregnancy tests) | Covered | Covered | Covered |
| Discounts on medications at partner pharmacies | Covered | Covered | Covered |
| Emergency & Specialist Services | |||
| Emergency room access | Covered | Covered | Covered |
| In-patient care | |||
| Admissions (including feeding) | General Ward | Semi-Private Ward | Private ward |
| Nursing care & Consumables | Covered | Covered | Covered |
| Prescribed Medications | Covered | Covered | Covered |
| Access to specialists (OB/GYN, cardiologist, endocrinologist) | Covered | Covered | Covered |
| Annual Premium | ₦60,000 | ₦72,000 | ₦96,000 |
| Annual Premium per Family | |||
| Family of 2 | ₦96,390 | ₦123,550 | ₦172,050 |
| Family of 3 | ₦137,933 | ₦178,463 | ₦250,838 |
| Family of 4 | ₦179,910 | ₦233,950 | ₦330,450 |
| Family of 5 | ₦220,800 | ₦288,000 | ₦408,000 |
| Family of 6 | ₦261,255 | ₦341,475 | ₦484,725 |
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FAQ
Frequently Asked Questions
HerPlan is a flexible, women-focused health insurance plan developed by OneWoman in partnership with Skydd HMO. It provides up to ₦5 million in annual coverage for essential health needs like therapy, maternal care, child health, cancer screenings, emergencies, and more, starting from just ₦5,000 per month.
Any woman aged 18+ with a Sterling Bank account. It’s ideal for career women, business owners, mothers, freelancers and women without HMO subscription.
Monthly prices are:
- Plan 1 – ₦5,000
- Plan 2 – ₦6,000
- Plan 3 – ₦8,000.
All plans cover: maternal and reproductive health, antenatal/postnatal checkups, therapy, family planning, pediatric care, emergency services, mammograms, pap smears, and more. Coverage is subject to annual limits.
No. Payments are made either twice a year (biannually) or once a year (annually) depending on the customer’s choice.
After registration, the customer receives their HMO ID and can access healthcare at any of the approved hospitals in the provider network.
You’ll have access to Skydd’s accredited network of hospitals and clinics nationwide. A provider list will be sent after signup.
