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Fraud Susceptibility Test

Are you scam-proof or an easy target? There’s only one way to find out! 👇🏾

💡 TIP: You can always retake the susceptibility test for fresh new scenario-based questions.

Name

While online shopping on a new site, you notice it only accepts payments via direct bank transfers. Is it safe to proceed with payment?

Yes, as it might be a small business.

No, only use secure, traceable payment methods.

Proceed if the prices are significantly lower than on other sites.

None

Do you use the same password across multiple online accounts?

Always

Often

Sometimes

Rarely

Never

None

An online seller on an e-commerce platform asks you to pay via a wire transfer to receive a discount on your purchase. How should you proceed?

Proceed with the wire transfer to enjoy the discount.

Choose to pay through the platform’s secure payment system instead.

Ask the seller for a bigger discount since you are paying directly.

None

You receive a phone call from someone claiming to be from the Nigerian Electricity Regulatory Commission, offering a 50% discount on your electricity bill if you pay for six months upfront via a transfer. How should you respond?

Take advantage of the offer and make the payment.

Politely decline and end the call.

Verify the offer by contacting the commission through official channels.

None

You find a cheap rental listing online for a luxurious apartment in Lagos. The poster requests a deposit immediately to secure the place due to high demand. What is your response?

Pay the deposit to secure the apartment before someone else does.

Arrange to visit the apartment before making any payments.

Negotiate to pay a smaller deposit.

None

How frequently do you perform financial transactions over public Wi-Fi networks?

Always

Often

Sometimes

Rarely

Never

None

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