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Water org

Clean Water. Safer Communities. Better Living.

In partnership with Water.org and Sterling One Foundation, we are making it easier for individuals, entrepreneurs, and communities to build and expand the water and sanitation solutions they need to live healthier and thrive.

What We Can Finance

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Why Choose the Sterling WASH Loan?

Purpose-Built Financing

Funding designed specifically for water and sanitation projects that create real community impact.

Flexible & Affordable

Enjoy flexible repayment options and competitive interest rates tailored to your needs.

Quick & Simple

Fast processing with minimal requirements so you can get started without delays.

Backed by Global Expertise

Developed in partnership with Water.org to ensure world-class standards and sustainable results.

Lasting Impact

A financing product engineered to deliver lasting change across underserved Nigerian communities.

Apply for Sterling WASH Financing

Start your application and bring safe water closer to your community.

Partners

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Who is this for?

Designed for Those Driving Better Water Access

If you’re working to expand access to clean water or improve sanitation, this loan is made for you.

 

WASH ENtrepreneurs and SME

For innovators delivering water solutions, purification services, sanitation products, or community WASH projects.

Households Water Systems

Ideal for families upgrading boreholes, storage tanks, filtration units, or toilet facilities.

Institutions & Community Organizations

Schools, hospitals, faith-based homes, and community associations seeking safe, reliable water and improved sanitation infrastructure.

How to Apply

Your Path to Getting WASH Funding

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Understand the Product

Learn how the Sterling WASH Loan supports your water or sanitation project.

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Start Your Application

Apply by visiting any Sterling branch nationwide to begin.

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Provide Your Documents

Submit the required documents to help us process your request quickly.

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Get Approved

Receive a decision and move forward with confidence.

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Build & Scale Your WASH Project

Use your funding to upgrade, expand, or launch your water or sanitation solution.

FAQ

Frequently Asked Questions

Here are answers to some common questions about the “Sterling WASH Business Loan” Initiative.

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What is the Sterling WASH Business Loan?

It’s a dedicated financing proposition that helps individuals, businesses, and institutions fund water and sanitation projects such as boreholes, water storage, treatment systems, toilets, and other WASH( Water, Sanitation and Health) solutions.

Who can apply for this loan?

The loan is open to:

  • Households looking to improve their water or sanitation systems
  • WASH entrepreneurs and small businesses
  • Schools, hospitals, and community groups

If you’re investing in a water or sanitation project, you’re eligible.

What projects can this loan fund?

You can finance projects like:

  • Borehole drilling or upgrades
  • Water treatment and purification systems
  • Water storage tanks
  • Toilet and sanitation facilities
  • Distribution and reticulation systems
  • WASH business equipment and expansion
What makes this loan different from other loans?

It’s designed specifically for the water and sanitation sector. That means tailored terms, flexible repayment options, with technical support from global WASH experts like Water.org.

How much can I access?

Loan amounts vary based on your project size and eligibility. Visit a branch or start your application online for a detailed assessment.

What documents do I need to apply?

Requirements may differ for individuals and businesses, but generally include:

  • Valid ID
  • Proof of income or business records
  • Project details or quotation
  • Completed application formand business plan

Our team will guide you through the exact steps.

How long does approval take?

Once you submit all required documents, applications are processed quickly. Timelines may vary depending on project complexity.

Can I apply online?

Yes. You can begin your application through our online portal or visit any Sterling Bank branch near you.

Are the interest rates affordable?

Yes. The Sterling WASH Business Loan offers competitive rates designed to support accessible water and sanitation upgrades in line with regulatory dictates.

Can institutions like schools and hospitals apply?

Absolutely. Institutions that need sustainable water and sanitation upgrades are encouraged to apply.

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