Your sure partner
for stress-free loans in Nigeria
Get up to ₦5 Million with no collateral, guarantors or hidden charges!
Product Showcase
Welcome to the
Spectaverse
Specta Xtreme
Quick loans of up to ₦2 million to achieve your personal and business goals.
Continue With Specta Xtreme
Specta Basic
Community lending of up to ₦5 million for salary earners who need an extra boost.
Continue With Specta BasicSpecta Xtreme
Get loans for your personal financial needs
Skip the long process and get the loan you need with Specta Xtreme: no guarantor, no collateral, and no paperwork needed.
What’s in it for you?
Enjoy a revolving suite of loan offers tailored to your needs
Whoever you are and whatever your goals are, Specta is your sure money partner, offering easy access to the loans you need to achieve them.
Access to Quick Loans
Request for a loan on Specta and get it in minutes. We’ve made it accessible to you.
Flexible repayment options
With Specta, you can customise your repayment option to fit your financial situations.
No Hidden Charges
You can trust us to be as transparent as a clear glass. No hidden charges or additional fees.
Know your Credit Score
Knowing your credit score helps you manage your financial health and make informed decisions.
Frequently Asked Questions
Specta is a digital lending platform powered by Sterling Bank in Nigeria. It allows users to access loans quickly without collateral, paperwork, or visiting a bank branch. Specta offers personal loans for individuals, entrepreneurs and salary earners.
Contact
- Sterling Towers, 20 Marina, Lagos Island, Lagos, Nigeria
- specta@sterling.ng
- +234 02 017 004271